Your Suggestions Don't Work Your ideas are good on paper, even workable if someone has a steady income with regular raises and no emergencies.When emergencies and other hardships happen so often and for so long that savings are gone and can't be replaced, credit cards are maxed because there has been no other choice. Your advice is a 0% balance transfer card which no bank will approve for someone with high balances. You need to give advice on how to get the money to pay down high balances when no legitimate company will help. I can get high interest low amount payday type loans. You also need to give advice on how to keep creditors from dropping limits as the account is paid down. I am harassed by debt settlement and consolidation companies. Any advice on them?

Next Advisor keeps me advised of the … Next Advisor keeps me advised of the latest market research trends in finance and others. Their authors seem to be well informed and have done their homework. Look forward to reading the finds of periodical options.

thanks a lot thats what I WANTED to… thanks a lot thats what I WANTED to know before i went any futher thanks again JOHN LEAVITT

I appreciate honest information I appreciate honest information. NextAdvisor gives me straight up information on any certain item I may inquire about. They do not try to influence my opinion nor make it sound as though I need more information. Anything I have inquired about I get a straight forward honest answer.

NextAdvisor just helped me get an AMEX… NextAdvisor just helped me get an AMEX Everyday Credit Card with a $12.400 Credit Limit, 0% APR for 15 Months, & I have $5000 of Debt with a few other Credit Cards, in which I did a No Cost $0 Balance Transfer to the 0% APR for 15 months, saving me a Bunch of Money vs. paying 20%+ APR with the other Cards!!! Thank you NextAdvisor!!! btw, I almost agreed with Discover to do a 3% Balance Transfer for the $5000 which would have given me 0% APR for 12 Months but would have cost me $150!!! So I just saved $150 because of NextAdvisor's email they sent me!!! Sincerely, Kory