ROI is Great Applying the discounts is easy. Earning points for using benefits and leaving reviews is great. Overall the ROI is great.

Awesome Concierge Service by Sheena!!!! Sheena was excellent and she provided an amazing, curated itinerary for our staycation in the DMV!!! We will definitely use this service the next time we travel!!!

Ideal seems sound but for UK-people, not worth it - yet. Ideal seems sound but for UK-people, the offering is lacking compared. Marketing on Instagram doesn't make clear that offers are very US-centric. Only when you signup and then agree to a reduced price for the Elite service do you find the offers you were previously shown prior to upgrade, now come with terms like "US only". Even BA, the UK flag carrier, has discounts but only for return flights originating in the US. Not very helpful. Team were quick to reply but they had a pre-prepared list of things "which mean the most to UK Members" which seems they get this complaint a lot. Have requested a cancel and refund.

Well worth it! I was extremely skeptical at first, but the card basically pays for itself! Saved over $1,500 on a cruise and have received numerous membership upgrades for loyalty programs.

The rep I spoke with was very bubbly The rep I spoke with was very bubbly, ready to answer any and all questions. If was a easy experience chatting with her, she made it easy.