Not sure My experience with Circle was over before it even began. I made it through the signup process with Circle Pay, but once I signed up with Circle Invest, they closed BOTH of my accounts for reasons they cannot or will not disclose. I shall also note I was unable to link any financial funding sources to the account. I will give 2 stars simply because support was communicative and responsive, although overall unhelpful.

A complete & utter SCAM! A complete & utter SCAM! Customer support is abysmal, scripted responses to all questions or complaints. Once they get your money it's gone - never to be seen again - STAY AWAY! Circle are owned by Goldman Sachs who have been found guilty of fraud, insider trading, etc, etc on many occasions. Google "Goldman Sachs Fraud" They recently bought Poloniex crypto exchange which is also turning into a scam - locking customers out of their accounts & so unable to access their funds. BEWARE OF CIRCLE AND ANY COMPANY THEY OWN!!! Edit: In reply to the below scripted response from Circle - NO! You ignore customer tickets, sending useless scripted responses like the one you just posted here. You just proved my point perfectly. I repeat: STAY AWAY FROM POLONIEX/CIRCLE/GOLDMAN SACHS - THEY ARE PROVEN SCAMMERS!!

I don't even remember I don't even remember, like many, ever creating a circle pay account but as they are shutting down I'm receiving multiple emails. They started by saying cash out your £2, of which I ignored for the hassle of £2. I received many of these. They then said I will be charged a yearly £30 dormancy fee if I didn't cash out. I have no bank details or verification on there. Today I received another saying the fee will actually be the £2 I have in my account...seems like there's a lot of scaremongering going on. I will not be giving them all my bank details and personal details to verify the account. What a scam.

Honestly avoid this App..Scam, sham Honestly avoid this App. You are allowed to sign up then transfer money,only to be told after you get comfortable with YOUR funds in their account to send verification details. Verification details are meant to be asked for on registration. If you refuse the App sits on your money- that's fraudulent. Why would you want to give your personal details to an organization. Only my bank can request these details from me. I STRONGLY SUGGEST YOU SHOULD NOT USE. Its a scam,its a sham

Great way to earn money Awesome app! Great way to earn money, especially for students. Follow the steps below to earn money: 1. Download this app 2. Sign up (using phone number or email address) 3. Enter promo code: QFEC2W 4. Add card details(all your information are protected, it's definitely safe) 5. Refer your friends/ family members 6. Send £25 or more within 2 weeks of sign up (doesn't have to be one-off) You will get £5 straight into your circle account.