I had high hopes, but instantly had issues. Sorry, this is a REAL review. I had high hopes, but instantly had issues. I do not see how these other people have such great reviews. The loan was not replied to in a timely manner. They lied about sending me an email on 04/16/2021, which I was able to confirm with Microsoft office/outlook support. They have their phone go directly to their voicemail. I only got an actual reply after I threatened to submit a complaint to the IRS. Even then it was all excuses about how their underwriting team dropped the ball and failed to perform basic steps most underwriting teams would perform. Causing me even more delays and in the end, having a denied application. *Edited because apparently, I cannot search google correctly* If you also have a shady interaction with this company, reach out to the IRS and submit a complaint. They take complaints very seriously. Especially if they are say targeting "veterans" and other "minorities". Update: Scott reached back out with this email response to me. "Below is clear evidence that your public statement was false and potentially slanderous to the Economic Justice Fund. We take these matters quite seriously. " As you can see, they are more worried about their review than actually helping someone who needs it. My response to him: I gave him my address if he wants to sue me otherwise, he should be helping me and worrying about the review later. This is just my opinion. In the end, if I would have been able to see the email and respond to it or their underwriting team reached out, we would not be in this situation.

The process was simple and fast The process was simple and fast. David Williams was wonderful and handled the process beautifully! Excellent choice for someone with a high debt to income ratio but perfect payment history. Everyone's financial situation is different and I am so glad Economic Justice Fund took the time to look beyond the surface and provide me the opportunity to pay off my extremely high interest rate loans and save a ton of money each month. I HIGHLY recommend Economic Justice Fund!

The interest they offer me was not the… The interest they offer me was not the one they advertise, but approved is easy even if you have a bad credit or even if you got reject from other lenders because of your credit. After apply if you don't see email from them email them within a day. Contact them though email, because for me for some reason they email me first time but it didn't go though. I have to contact them for the update.

EJF actually makes an effort to help with your specific situation Economic Justice Fund actually asks questions about your individual circumstances rather than just running a report and stamping DENIED or Approved, BUT you’ll pay us back ten-fold. The process was simple and speedy. My experience was far better than I could have expected. I’m starting to wonder if this sounds like a fake review.. I promise it’s not :’)

Genuine alternative to predatory payday loans! So 2023 has not been kind to a lot of us. Between wild inflation and family members in tight bonds, everything this year has expensive as...heck. Recently my credit score dropped 60 points after I closed an account with fraudulent activity. While working to get this nonsense off my credit report for good, I realized I'm going to need a loan to get through the next period of financial priorities, and I do not have the credit right now to get a decent one. After researching CDFIs in my state I came across Economic Justice Fund. I honestly thought since I live in a different part of CA that they wouldn't approve me, but they came through with a decent loan (less than what I wanted but a good amount) and most importantly a FARRRR better APR than ANY other lender would have given me. I plan on referring a few of my loved ones to them. Definitely recommend (also they responded the next business day after applying). Blessings to this team!