Economic Justice Fund

1007 7th St Fl 4 Ste 416, 95814, Sacramento, United States
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4.80
Based on 20 Reviews

5

95.00%

4

0.00%

3

0.00%

2

0.00%

1

5.00%
About Economic Justice Fund

The Economic Justice Fund is a certified Community Development Financial Institution by the U.S. Department of the Treasury. We are a mission-driven lender dedicated to providing fair, affordable financing and free credit-building services to empower borrowers to realize their dreams. Our loans have low fixed rates, no application fees, no origination fees, no servicing fees, and no prepayment fees. We also offer flexible terms and underwriting to meet the needs of a wide range of borrowers.

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R. Laps
US

Excellent Service From the very first day, I was truly impressed with how professionally handled my loan application with Economic Justice Fund. The staff was very quick to respond about loan queries and willing to explain things until the client is fully satisfied. I also feel blessed to know Scott Berman, loan officer. He took care of me when I needed financial assistance. He was very calm, patient and kind. He was tremendously responsive, extremely knowledgeable and professional. He even went out on his way to make sure that my needs were met. It was such a pleasure and an honor to be one of their clients, And I sincerely recommend them to those in need of financial help.

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Drew G.
US

I had high hopes, but instantly had issues. Sorry, this is a REAL review. I had high hopes, but instantly had issues. I do not see how these other people have such great reviews. The loan was not replied to in a timely manner. They lied about sending me an email on 04/16/2021, which I was able to confirm with Microsoft office/outlook support. They have their phone go directly to their voicemail. I only got an actual reply after I threatened to submit a complaint to the IRS. Even then it was all excuses about how their underwriting team dropped the ball and failed to perform basic steps most underwriting teams would perform. Causing me even more delays and in the end, having a denied application. *Edited because apparently, I cannot search google correctly* If you also have a shady interaction with this company, reach out to the IRS and submit a complaint. They take complaints very seriously. Especially if they are say targeting "veterans" and other "minorities". Update: Scott reached back out with this email response to me. "Below is clear evidence that your public statement was false and potentially slanderous to the Economic Justice Fund. We take these matters quite seriously. " As you can see, they are more worried about their review than actually helping someone who needs it. My response to him: I gave him my address if he wants to sue me otherwise, he should be helping me and worrying about the review later. This is just my opinion. In the end, if I would have been able to see the email and respond to it or their underwriting team reached out, we would not be in this situation.

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Kimberly Jones
US

The process was simple and fast The process was simple and fast. David Williams was wonderful and handled the process beautifully! Excellent choice for someone with a high debt to income ratio but perfect payment history. Everyone's financial situation is different and I am so glad Economic Justice Fund took the time to look beyond the surface and provide me the opportunity to pay off my extremely high interest rate loans and save a ton of money each month. I HIGHLY recommend Economic Justice Fund!

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Riding Free Tack
US

They actually looked at our mission! EJF didn't just look at funding us through tunnel vision. Our profits are minimal right now as a young company but they took our whole mission into consideration when choosing to partner with us. They seemed to truly believe in what our company is trying to accomplish. Scott was great at communication the entire time and their portal for documents made it easy on me to get them the information they needed.

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enel
US

Excellent organization helping a veteran in need of financial support ! We reached out to Economic Juice Fund for financial support via telephone, left a message on Saturday afternoon. Mr Berman Scott called us back within an hour, and with his support we applied/qualified for a loan in 3 days! This loan was something we really needed for our work truck repairs, during these tough times. We came close to taking out a high-interest loan when my email leaked out to 3rd parties, but through further research for veterans financial support, we finally found EJF. Excellent service, and wonderful organization. Thank you!

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