The Closest Thing to a Digital Assistant in your Wallet I've bounced around from budgeting app to budgeting app for years, and always struggled until now. Mint and Nerdwallet have waged a constant war on my phone for "good enough" budgeting solution. But try as I might, using either tool felt constantly disconnected from how my actual money flow was - in my day to day and when I checked my account balances on my banking apps. PocketGuard is different. Where other apps seek to explain why you're being bad with your money, PocketGuard would rather tell you:"This is the money you have, this is how you've spent it, and this is what you can spend it on." The build of the app just works, too. Reading and applying transaction data is the meat and potatoes of showing you your finances, but once I activated the premium version I realized that features like creating categories and splitting transactions (such as that Friendsgiving dinner you decided to grab the entire bill on after a slurry of "You have Venmo, right?" comments) suddenly make the comings and goings of your digital cash flow become a piece of cake to balance.

Secure and very customizable I have been using for over a year and a half and it is perfect fit for my needs. It is very intuitive to navigate, adding accounts is easy. And I love the customizable categories and the ability to use hashtags as well as notes and upload receipts for each transaction. They are not invasive and don't ask for a ton of unneeded permissions and I feel very secure linking my Banking and Credit accounts. I have had maybe two technical issues the whole time, and I got email responses from a real person right away. It is the only budgeting app that has actually helped me and I have been able to stick with, and I tried alot before here but most of them were way to invasive or trying to sell me stuff I don't need.

Mint v2.0 This app is very easy to use and plaid makes it very easy to connect with bank accounts. I highly recommend!

A worthy successor to Mint A worthy successor to Mint. Somewhat harder to work with, but it satisfies my dual requirements of a web interface and Android app availability.

I have been using PocketGuard for well… I have been using PocketGuard for well over a year now. By far has been the best way for me to manage my money over other apps I’ve tried. I love that it shows all of my upcoming expenses so I know whats coming. I still struggle a bit with how credit cards work and that it doesn’t show in my monthly bills, but I understand the concept of it. I do wish there was the ability in the Insights section to see how my spending compares to my budget versus compared to last month. That would be a very helpful feature.