Horrible I was told that they would honor my cancellation request and then I was invoice and received the following message below from a staff named Shawn Hernandez. It doesn’t quit work like that, per the agreement you signed, upon approval you promised to pay the applicable fees. And we have your signature 3 times verifying you accepted the terms.

I remember I gave this company a bad… I remember I gave this company a bad review couple months ago when they were getting started I jumped the gun a little bit they did refund my money with no hesitation at all I didn't take into consideration. That they were just going public so there was being boarded with a lot of application and things like that but I'm man enough to say I'm looking forward to working with this company especially to help my company grow. And I'm very very happy to see that this company evolved and I'm hoping to do business with them pick up to you guys

The card we were looking for! The card we were looking for! We have multiple accounts and the way they all come together in one place and with so much flexibility makes life easier. Period. Can't say enough great things.

Horrible experience Horrible experience! I would give it zero starts if I could. This company took $200.00 from my business account in order to receive their business credit card. The card comes in the mail and can’t be activated unless I set up a merchant account with them and charge $500 per month. All information that was not disclosed. Then after several emails attempts to get someone on the phone and to respond, they tell me My business doesn’t qualify. Let me add that they would like me to try and get my own refund back from a third partner affiliate. What a scam!

Transactions always went smoothly I'm sure individual cases vary, just like some of the other reviewer's experiences. However, my experience has been nothing but stellar with flex ad card, well worth the annual fee. Transactions always went smoothly.