Joe Camacho I came across Joe Camacho while he was assisting someone else and he seemed like he knew what he was talking about so I asked him for some help. He was very knowledgeable, was able to answer all my questions because I did not understand the legalese being used, and he was very professional. He not only helped me initially but after some time passed when I had more questions and needed more help, he helped me again. He was very understanding and compassionate, and I appreciate that about him.

I would give 10 stars if I could! I would give 10 stars if that was an option! I started out with ZERO credit, and over $13,000 in medical debt, I had no idea where to start or what to do. As a teenager I never wanted to get into credit card debt especially after seeing how it negatively affected so many, as an adult I could not get any credit because I never had a credit card. Thomas was recommended to me just to see if there was anything that could be done since my husband and I were wanting to soon buy a home. He made the program so simple and easy to follow that it was almost effortless, and before I knew it I was finished with the program! I now have a credit score over 700 and ALL of the medical debt has been removed. I am now able to just focus on finding my family's dream home! Thank you to all who worked so hard to get me here and thanks to the friend that suggested I give them a try. If you are in the same boat, similar, or even a totally different situation than me you should give them a call, hear them out, and see what they can do for you!

Thank You Joe Camacho at The Phenix Group! I cannot describe how grateful I am to have found Joe Camacho! During our initial phone consult he pretty much broke down my report and told me exactly what I needed to do to improve my scores. More importantly, his advice during our consult resulted in items being deleted off of my report within DAYS! Through this process I was able to decrease the interest rate on my home loan and mortgage insurance! What I also liked about Joe is that he takes his time to ensure that you understand the process...he is extremely knowledgable in many areas outside the realm of credit repair! This type of expertise and patience is invaluable. I cannot wait to see my credit score after he finishes working his magic. Thank you Joe!

Extremely Happy Customer I have been working with Brain Quinn over the last several months clearing up my credit as my husband and I are nearing the final stages of paying off our current mortgage and starting the process of building our forever home. This has been hands down the best decision we have ever made. He has been a total pleasure to work with and is always a phone call or email away. I recommend him and this company by a land slide!

Joe Comacho was extremely professional… Joe Comacho was extremely professional and they work his people did with our credit was nothing short of amazing. Taking my wifes low 600 range score to the upper 790 range and my mid 600 to over 800 has changed both our interest rates but also ability to buy a home. Joe and his team are the complete package from advice to action. They get it done.