The whole thing was great The whole thing was great, I had recently considered refinancing my car but wasn't sure which way to go. As it turned out Nick contacted me about refinancing the car after recently purchasing a car and financing through Foursight Capital. I mostly dealt with Nick but also talked with Sam a couple of times and both were fabulous. This experience went smoother than any transaction I've ever made not to mention it's going to save me money. I would give it a ten star rating and two thumbs up if it were an option. Thanks again guys.

I am the type of shopper that really…Looks for the best service and deal I am the type of shopper that really take pride in doing their due diligence. Rate Works was one of 5 different companies I reached out to for a quote. They were extremely completive right from the beginning. However, the key distinguishing characteristic was the exemplarily service I received from Nick Holding and his team. They were quick and efficient in answering questions and providing the needed insight to feel we had made a sound decision. The entire experience was outstanding. Great Job!!!

Excellent Customer Service Nick Holding and Sam Armijo were both great in working through the process of refinancing my truck. Nick was completely honest up front and answered the phone each and every time I called. The experience was completely stress free! It was so wonderful to talk to people that did not just have a "quota" in mind, and had the customers real interest and concerns at heart. Thank you all for all the great customer service.

Working with Rateworks was a fantastic… Working with Rateworks was a fantastic experience. The entire process was quick and easy. Every step was thoroughly explained so there were no unanswered questions. The ability to put together a package digitally was amazing! No review would be complete without mentioning the agent we worked with, Sam Armjijo. Sam was truly wonderful. He was always available by phone or text and answered our calls immediately. He was not only extremely knowledgeable but also extremely professional and friendly. We felt like we had made a lifelong friend in Sam Armijo. I hope that Rateworks knows what a gem they have in Sam and award him accordingly. We would definitely recommend Rateworks to anyone who is looking to refinance a vehicle. Truly fantastic company. Way to go Rateworks!!

Professional and Caring Company! Nick Holding and Sam were both so kind and helpful with the whole process of refinancing my car. They made it easier for me by sending reminders, staying flexible with my work schedule, and answering any questions I had. Overall, they made it a great experience. Thank you guys!