Excellent Program Everyone I talked to was very competent and patient with me.

The employees were all fantastic… The employees were all fantastic -friendly, efficient and VERY PATIENT with me. Everyone I spoke to during the loan application was professional, very knowledgeable and helpful. I hope that I am never going to experience such an experience again with credit cards, but if I am I will know who can help. Also, if a friend or relative needed this type of assistance, I would definitely recommend Above Lending.

Please think long and hard before you… Please think long and hard before you do this. In the end I am going to wind up paying much more than if I had just kept paying my credit cards each month and a bit more. Instead I did this and now my credit score is in the tank and the fact that I did a debt settlement is not doing well for my credit report and score. All my credit cards were up to date and paid on time and this basically now shows that I was behind on credit card payment due to the fact that it took them so much time to settle with my creditors. Not a program to get in to and I will never do this again once I dig myself out of debt again

At first I was leary of Above Lending… At first I was leary of Above Lending until I contacted Five Lakes. So I think there should be a better way of seeing the connection and recommendation by Five Lakes

It was easy working with the Jeff and Nicole. It was easy working with the representatives as everything was clearly explained and questions and concerns addressed. They were friendly and thorough, making sure I understood each element of the program. They were genuinely happy for me that my progress had put me in this positive position.