Andy Alder
GBThis started off great I was desperate… This started off great I was desperate for some help and they did a great job of helping out, then my company changed my payday by one week and it went south quick. They wouldn't refinance me to the new date and just kept piling on interest and overdraft fees at my bank. I went from one desperate situation to another. I the end if you cant afford 10,000ish for a 4,000 loan find a friend or someone else. I paid them a bunch of my money back and still got sent to collections for just $3 less than my original loan.
Nicholas Burton
GBFirst loan was easy although with a… First loan was easy although with a high interest. The second seemed impossible to approve even though I paid my loan back on time. Good thing I am able to use Silvergate for more loans without problems @ bit.ly/ silvergatel.
Renee
GBImmediate approval Immediate approval, and low payments for a high amount loan compared to others. It hit my account very next business day. This was the way to go! Thanks Aspen Finacial
Brandon
GBPredatory Rates and Practices I knew the rates were bad when I signed up. But I was desperate, so I accepted the fact I would be paying my loan back nearly 4X. That's fine, we all know what we're signing up for. Missed two payments early on due to financial problems, but otherwise have been paying on time for near two years. Little did I know, the 'fees' for those missed payments would be compounded by Aspen Financial at a ridiculous rate to the point that after the end of my payment term, after paying back nearly all the money in my agreement (again some 4X the initial loan) I still somehow owe about as much as the initial loan. In my mind, this is a deliberate attempt to entrap anyone who stumbles on their payments in debt. Never have I ever seen such predatory practices.
MaryBeth
GBI give your company 5+ stars I give your company 5+ stars! The application process was smooth and simple, I had my loan in less than two hours and money deposited the very next day! It was absolutely perfect!