I've been investing on the Groundfloor… I've been investing on the Groundfloor for many years. It is a very good platform for newbies as well as experienced investors to invest in real estate at an affordable entry point. During COVID we had a lot of defaults but understandably so. The Groundfloor legal team pursued those in defaul to the very end. I feel confident investing even when the borrower doesn't pay back on time because Groundfloor keeps the investor informed to the very end.

Beats my Bank & my Broker When I refinanced my home, I took out money for renovations I didn't need yet to capture the low interest rate. That, plus some personal & retirement funds, are invested in over 500 Groundfloor LRO and Stairs. Oh, and Groundfloor Equity, which has more than DOUBLED in 2 years! Compare that to S&P 500 ETF at my traditional brokerage, down 17%+ for the first 8 months of 2022, and pennies at my bank. Yes, I'm happy with Groundfloor!

A good investment option Groundfloor is a good investment option. It needs more options with its auto invest feature though. Right now if you choose type C and Type B investments to invest in, it puts both kinds into a pool and then randomly pics the number you can afford. There is no option to prioritize C's over B's for better return or to pick the higher return loans inside the C's. This would make it so people could maximize thier returns. That's what needs to change to get 5 stars. More options to the auto-invest feature.

I've been on Groundfloor now for almost… I've been on Groundfloor now for almost a year and I just love the platform in every way. The information is clear and concise, their help articles do a really good job explaining what an LRO investment is, and transferring funds was super easy. All this was enough to convince me to throw some money at it to test out. Sure enough... I've consistently earned 10-12% on my investments and I'm allocating more money to it every month. Get after it.

A great alternative to stocks but needs better overall security when logging in. A great alternative to stocks which haven’t been performing very well over the past year. I will say though that I wish the stairs and Groundfloor apps had two factor authentication to log in. Anytime I open my stairs app, if I didn’t log out the account is open and viewable to anyone. Security for individual apps from Groundfloor needs to be improved. Would also like to see an accumulated interest earned from the stairs app so i dont need to open the month to month interest earned to add them up individually.