Seamless, climate-positive banking Excellent bank that has everything I need for online banking. Their interest ratest are the highest around, and I love that my deposits are funding only climate-positive investments. Customer service is great on the very rare occasions I have needed to use it.

I want to give a shout out I want to give a shout out to this company. I was cautious about how it might work at first, but I have found that moving money has been seamless, and when I have been unsure, their help staff has been quick to get me on track. Their recent move between underwriters went smoothly for me as well. Meanwhile I feel confident that my money has been working in a way that I can get behind (solar loans and supporting good organizations).

Intentional banking made painless With so much greenwashing out there, Atmos offers a refreshingly different experience. They provide a way to make a meaningful and lasting dent in fighting climate change, all by making the choice to be more intentional about where you bank - they take care of the rest. Elegant and smooth experience makes it easy and painless to take ownership over your money and what it’s funding.

Good idea but unstable and somewhat limiting I moved from Chase to Atmos to divest from fossil fuels. While I appreciate that Atmos is a B Corp investing in renewable energy and partners with many environmental groups, with high savings interest rate, my user experience of Atmos isn't so smooth because it's new. It has upgraded its backend bank at least twice in the past year, most recently to Five Star Bank, which changed my account number, not so long after I signed up. This caused a lot of trouble when my automatic payments got rejected as I can't remember to change all of them, and it hasn't been that long since I went through that turmoil after switching from Chase. Furthermore, not working with Zelle, not accepting cash deposit, and not having a checkbook have caused some awkward situations, though I managed to work around. The limit to cash deposit has been kind of annoying when I have to mobil deposit my paycheck the first month after changing my direct deposit. During the transition to Five Star Bank, mobile deposit isn't working. I haven't lost my patience with Atmos yet, as the instability of a new service is understandable. We'll see how it goes after it moves to Five Star Bank. Hopefully it goes well. The frustration kind of makes me regret not switching to Amalgamated instead, which is very mature and stable.

Atmos is legit through and through Atmos is legit through and through. They’re the only bank I could find that actually exclusively supports clean energy and reversing climate change. Super customer service.