I have been a member for years with… I have been a member for years with HVFCU and the staff are always smiling & happy to greet you and help you in a way. If I have a problem on line they are quick to fix the problem. I enjoy using their friendly; easy app as well!

Highly recommend you DONT do business… Highly recommend you don’t do business with them. Heritage sent me a letter in the mail about “pre qualification” awesome I’ll give it a go I’ve had my car for some time maybe there’s a lower/better rate. Mark sent me a message after I applied for my refinance that he already had me matched with a few lenders. I mixed up 2 numbers on my application as I have slight dyslexia, he then tells me that everyone has denied my application…after he told me he already had me matched and he was putting numbers together. I fixed the numbers that I had mixed up on my application for him to tell me that they’ll get back but the end of the month is busy for “new applications only” so I may not hear back as quickly as my first application…fine no big deal. It has now been a month. I feel like I’ve been pretty patient and I saw good reviews about the company before I had applied. However, this is just my experience. Take it as you will.