It's been exactly what we needed My partner and I have had a joint account here for 4 months now. We love being able to plan and budget using goals, as well as plan out all of our bills and let the app handle making sure the money is available for any bill that's coming up. We've tackled a lot of projects that would have been difficult to budget for elsewhere, thanks to built in budgeting tools. Debit cards work great, and ATM access isn't too shabby either.

No customer service No customer service. I have nothing good to say about this company. All they do is lie lie lie lie lie. I'm telling u right now just don't.

Essential tool for merging finances I can't believe this hasn't existed before! A great tool to navigate the merging of finances. Love that I can keep my own personal accounts while sharing others w/ my partner. Friendly, helpful interactions w/ customer service.

I would give negative stars if I could I would give negative stars if I could. They locked up my account over an ACH transfer from my own account in my name. Lost all my money. No one is on chat support ever. No one answer emails. These guys are criminals. Theifs. DO NOT USE IF YOU WANNA KEEP YOUR MONEY!

Great first-time joint account experience As someone who recently became engaged and started pooling finances with my fiance, Zeta has been a great first-time joint account experience. We've been customers for about five months now, and I love being able to pay our rent by just mailing a check from our shared account rather than venmo-ing or quick-paying each other every month for half the amount. It's also been nice to see what we spend on our truly shared expenses, like groceries and utilities. Before, when we'd essentially switch off who paid for dinner, it was harder to see the full picture (and easier to justify spending more 😬). So far it's been helpful and unobtrusive; I'm very much looking forward to seeing how it evolves!