did not help me fix my credit did not help me fix my credit. they charge 25 percent of what you owe plus still have to pay the amount back. so you are basically paying 75 cents on the dollar for what you owe. anyway. so you're not saying much money and your credit goes in the toilet for 5 years while paying off.

Customer Service rep was amazing Customer Service rep was amazing. Very supportive to our situation and didn’t make us feel like horrible people. Answered all questions and was very thorough.

EXPERT HELP During a Tough Situation. After a bad breakup, I found myself in a terrible situation of debt and declining credit score. I reached out to Beyond Finance. I appreciate Beyond Finance taking the debt burden from me and, through tough negotiating and timeliness, finding solutions to reduce my debt and allow me the opportunity to pay in a manner better suited for me. I have only one more entity to settle and pay and I will be FREE thanks to Beyond Finance.

I just started with Beyond Finance to… I just started with Beyond Finance to clear up a 4 month disability stint. My company recommends them and are a part of our "benefits" package. I am truly praying I made the right decision after reading the reviews here. I did go to my Dashboard and see one 1 creditor to negotiate, I would think with a team each creditor would have a check mark to begin work, kind of like how we have accounts and people dedicated to each account to handle. So although I just started a week ago I will report back as to how this goes.

Don’t trust this company! Don’t trust this company! Their initial representative was so nice and helpful, and yes, we immediately had one account resolving. Interestingly though, this account was one we had not originally planned to include but we’re talked into it. It seems they may already have a deal with this company. After that, however, Beyond has failed to accomplish anything as promised. They never even contacted the other three credit card companies, and within 6 months, these were turned over to collections, and our credit scores tanked. They assured us at the beginning that this would happen but be resolved quickly. This will not be the case now that the accounts are in collections. When I have asked Beyond representatives about why they did not even attempt to contact the companies, they always give lame excuses about trusting the process. They also gently blame us for not allotting more money to the their account monthly, to which my response is that if we could have afforded to put more in monthly, we probably would never have needed their assistance. Beyond has NOT kept their promises, and I am doubtful that they will. Do not waste your time with them or trust them!