Very thorough The representative I spoke to was very thorough in telling me how they could help me, and seemed very concerned about helping me reduce my debt. She made sure to collect all my financial information, and we realized I qualified for a hardship plan. I’m very thankful!

Don’t trust this company! Don’t trust this company! Their initial representative was so nice and helpful, and yes, we immediately had one account resolving. Interestingly though, this account was one we had not originally planned to include but we’re talked into it. It seems they may already have a deal with this company. After that, however, Beyond has failed to accomplish anything as promised. They never even contacted the other three credit card companies, and within 6 months, these were turned over to collections, and our credit scores tanked. They assured us at the beginning that this would happen but be resolved quickly. This will not be the case now that the accounts are in collections. When I have asked Beyond representatives about why they did not even attempt to contact the companies, they always give lame excuses about trusting the process. They also gently blame us for not allotting more money to the their account monthly, to which my response is that if we could have afforded to put more in monthly, we probably would never have needed their assistance. Beyond has NOT kept their promises, and I am doubtful that they will. Do not waste your time with them or trust them!

Thank you so much Thank you so much, Rosa Cuen. You made me feel really great while going through the process, and you were very understanding. I appreciate your support and guidance throughout the entire experience. Your kindness and empathy truly made a difference in how I approached the situation. Your ability to listen and offer reassurance helped alleviate my concerns and anxieties. I am grateful for your assistance and grateful to have had you by my side during this journey

eyond finance has been great to work… Beyond finance has been great to work with they keep you up to date on your accounts very good communication and plenty of resources available!!!!!

did not help me fix my credit did not help me fix my credit. they charge 25 percent of what you owe plus still have to pay the amount back. so you are basically paying 75 cents on the dollar for what you owe. anyway. so you're not saying much money and your credit goes in the toilet for 5 years while paying off.