Pacific National Funding

S Reid St 101, 57103, Sioux Falls, United States
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4.80
Based on 20 Reviews

5

95.00%

4

0.00%

3

0.00%

2

0.00%

1

5.00%
About Pacific National Funding

At Pacific National, we are a family oriented company that strives to help our customers recover from previous financial mistakes, and give them the support and assistance to get back on their feet again. We firmly believe that your past does not need to dictate your future, and wherever possible we aim to find a solution to your financial problems.

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Todd A.
US

Very nice service Very nice service, I had loan offers in a few minutes of speaking with them. In fact, I had numerous offers up to $100,000 at pretty decent interest rates from a variety of loan sources. Hassle free process and easy going group to work with. If you want to get a number of offers from top tier lenders then I highly recommend you visit their site or call them. PS- I was funded in less than 72 hours on my loan. I really was surprised at how easy it all was. Lots of kudos to Pacific National.

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K C
US

Pacific national funding is by far the… Pacific national funding is by far the worst business I have ever dealt with. I called them to consolidate close to $50,000 worth of debt. I asked a few simple questions regarding the length of the term, what it reports on the credit bureau, what type of loan it is, and interest rate. The person answered the phone said someone would be in touch with me soon from a New York caller ID number. That the person could answer all of those questions. I got a call a few minutes later from A place in Henrietta Missouri, I am from Missouri. I thought that was weird because no one responded or said anything on the line. 20 minutes later I get a call from a New York number by a rep named Jason. He wasn’t super nice and he was unable to answer any of my questions. He said that I would need to give my personal information (Social Security etc.) to see if I qualify. I explained to him I wouldn’t be doing any of that until I could find out the terms of what they offer but I was willing to give my info as soon as I can see some paperwork and what they offer. He said they would do a soft credit pull and it wouldn’t affect the credit at all. It’s just to see if we qualify. He said after the soft pull he can answer all of my questions. He said he would call the next day and asked a good time. I asked him to call me in the evening so I can discuss it with my husband present. That night I got an Email for my credit card saying that someone is looking at my credit and credit score may have been impacted. The next day the man called me early in the morning and said that our credit was great and we were approved. I said OK that’s great what are the terms? He said that he has no idea and That he would need to send me an email With a link on it to log into. Once in the portal I would have to enter all of my personal information and then they would tell me the terms. I advised him he isn’t giving me the information he said he would and that we have several debt consolidator options and that I didn’t like how he was talking to me. Not to mention he called me In the morning when I told him very clearly that I couldn’t talk in the morning. He said he had an emergency in the evening so he called me first thing in the morning. He also said if I have other people to use go with them and best of luck I don’t need them. At That point I asked for his manager because he was extremely rude. He said he is the manager and I won’t be speaking with anyone else. I also told him that he said the soft pull wouldn’t even show on our credit yet I got an email saying someone is looking at our credit. He immediately started interrupting me Saying that I was a liar and not telling the truth. He said that I was an uncooperative customer trying to make his life difficult and hard. I asked again for his manager. I told him we are interested however I need some answers to simple questions And would like to know that I’m not giving $50,000 worth of business to someone who wants to be a jerk. He hung up on me. I called pacific national funding back on the main number and explained what happened and ask for a manager to call me they not only never called me but they blocked my number from calling them. I know this because I’ve called from two other phone numbers and it goes through just fine when I contact my cell phone provider they say that it sounds like I was blocked because the call keeps canceling before it goes through. I will be taking this information to the BBB and whatever platform Will listen. I would stay far away from this company

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Carly Chamberlayne
US

I needed help with my debt and the… I needed help with my debt and the people that talked to me over the past couple of days were, personable, patient, accurate, informative and caring. They all, explained every thing in detail to me. I felt confident with having made the call to pacific national funding and moving forwards towards my debt free future.

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Earl Sykes
US

Was getting wrecked on my monthly debt Was getting wrecked on my monthly debt, and a friend recommended Pacific National. I was barely getting by but they were able to negotiate for a much better (and lower) monthly payment rate for me. Now, I am able to get back on my own two feet again by making a monthly payment I can afford. After reviewing all the options they presented - a loan to consolidate my debt, bleh, I want out of debt not more debt - bankruptcy. I just spent way more than I could afford - debt settlement - they freeze my borrowing and negotiate down my debt I opted for debt settlement. While it's not a lot of fun whittling down bills and hitting the reset button on my debt it is refreshing that I'll be able to completely eliminate my debt. According to the plan I'm on, if I continue as scheduled I'll be completely debt free in about three years. I'm really happy with it all and highly suggest a plan like this for anyone looking to be debt free.

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Noel Garold
US

I love how PNF worked with me every… I love how PNF worked with me every step of the way. They’ve been very up-front and kept me updated with how things are going. They’ve also given me a very detailed step-by-step process they’ve implemented to get me my financial freedom by settling my debts. Two big thumbs up, it’s been a great experience so far.

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