This is a total scam This is a total scam, I have been working with them for approximately 5 moths now and they have erased a few minor hard inquires. Furthermore, the representative over my account, Francis Bloom had the nerve to tell me that I messed with my own credit limits utilization, therefore I will have to stay in the program, regardless if I want to continue to work with them, and or they will report my account unpaid and to collections, and I have paid faithfully and on time the last 90 days!. When I signed up this information was totally misconstrued, they told me if they can not help me in 90 days regardless that I will be deleted from the program with no penalties and benefit from the work they did do which was none!. This is a total scam, and they will try to ruin your credit. Please do not move forward with this company and save yourself. I unfortunately got the short end of the stick, and they never answered my emails and or calls when I had questions. Save the time, money, and effort and do more research with other reputable companies. This one is no good. I can show you if you need me to just email me at Ill help you more than they will by the education behind the scenes ands what they really did. Trust me.

I have had a great experience with… I have had a great experience with naughty day credit experts. They are top notch in the industry very knowledgeable and great service.

Very happy with my experience with this… Very happy with my experience with this company! They helped boost my credit score 90 points! I was able to get a better rate on my auto loan. They also have very nice customer service.

Please run away, don't do it!!!! Please run away, don’t do it! They have terrible reviews, and I should have read them before wasting my time with them. I didn't. They don't answer the phone nor give no updates, and the only time they practice effective communication is when you first sign up, when the payment is due, and when you want to cancel. I never received real help but a 90-day promise. Please don't be deceived.