Best possible outcome I described what I needed, and Michael and his team handled it all… screened carriers, help with applications, followed up with info for underwriters. A full turn key solution to my insurance needs

I am beyond impressed I am beyond impressed! They said they could complete a key-person policy in just two weeks (everyone else was 2+ months). They had it completed in less than the estimated two weeks. The policy also cost slightly less than others had quoted. It was a much better experience than any insurance experience I've had previously.

Michael Gray Michael Gray should have a five star rating in all the boxes. We are a couple in our eighties living on social security and have been paying on a life insurance policy for my husband for over 30 years. We did not know at the time that the premiums would one day get so high we could not afford them. I wish we had known Michael Gray 30 plus years ago when we bought the policy. Our premiums got so high we could not afford them. Michael Gray, who we did not know and had never had any business with went out of his way to help us. He made numerous phone calls and sent emails, and letters on our behalf. I know of no one else who would have done what he did for us. We did not have any policies with him and he was not getting any compensation for all of this help. If he had not helped us we would have had to lose the policy or take out a personal loan to pay the premiums. Thanks to his help we were able to come to a reasonable solution with Pen Mutual. We will be forever in his debt for all he did for us. He saved our policy and helped take a tremendous load off of our shoulders. We will never forget all he did for us. From two grateful policy holders Johnny and Betty Ann Rozzelle

Michael is a great listener and… Michael is a great listener and understands his clients situations, thus advising them for their best interests. On top of that, the communication in every step is done with promptness. I have been a customer for over 30 years and he always knows who is talking to and very personable. He and his staff as well are a great asset to the companies they underwrite for. The complete firm is top notch and highly recommend them for anyone’s insurance needs. Michael, continue the great work with the positive attitude you have. M Newman Anniston, Al

Short timeline Key Person Life Insurance I was in the final stages of a business acquisition transaction that required key person life insurance coverage and accessed Michael and Susan Gray online at MEG Financial. They responded quickly and Michael and I were talking on the phone hours after my inquiry. We discussed my short timeline to secure this coverage and Michael explained the required next steps and that if we jumped into the application process quickly we could have this coverage in place to meet my timeline requirements. He found the most affordable coverage and carrier option for my coverage request and completed the initial application on the phone. Michael's wife Susan then jumped in through emails and phone calls to expedite the required physical exam and submission to the carrier underwriters and walked the application through to ultimate acceptance such that the policy could be issued in time for my transaction to close. I highly recommend Michael, Susan and their Team to anyone looking for key person life insurance coverage. They are located I believe in Florida and I am on the west coast in Washington state and their knowledge and responsiveness in this process made me feel like I was working with someone in the office building next door.