J Russell
GBAgents Beware!! The idea of selling insurance virtually is awesome. The problem is that Virtual Financial has some problems with their structure. Virtual had an agent writing policies that DID NOT have non resident licenses in the states he/she that the policies where written. (Under someone else’s name of course) Is this fair to the other agents on the contract splitting commissions? No one informed us that the person did not have non resident licenses or was not appointed by the carriers. No agent wants this liability. So, my experience has not been good and I am not impressed with the management team on the response. Sending out a compliance email is not sufficient for a matter like this. The other issue that the change in promotional guidelines last minute really changes your income potential and its not a positive change in my opinion.