Credible

6945 Northpark Boulevard, Suite L, 28216-0079, Charlotte, United States
http://www.credible.com
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4.85
Based on 20 Reviews

5

90.00%

4

5.00%

3

5.00%

2

0.00%

1

0.00%
About Credible

About Credible’s products (Notice: Links below lead to Credible’s website(s)) Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as: Personal Loans Student Loan Refinance Private Student Loans Insurance Home Loans Mortgage Refinancing Credible is different from other marketplaces and other mortgage brokers. Here’s how: You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history. Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score. Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible. Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer. Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. All loan and mortgage-related services are provided through Credible Operations, Inc., NMLS # 1681276. www.nmlsconsumeraccess.org. Not available in all states. *Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).

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Kathryn Belske
GB

The process was easy to understand and… The process was easy to understand and did not take a lot of time. It was great to see the number of companies available to provide a loan.

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Astarte
GB

Skeptic turned Believer I was skeptical, but gave it a try. The process was very easy. I liked being able to see all my options. After selection, fulfilling my refinance was seamless. Credible helped make sure I had all the info I needed to drive this to completion. I will def use the service for other needs.

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Leah H
GB

It was a fast and easy process It was a fast and easy process and I was informed throughout the process on how it works, I also received the funds very fast and my payments were sent without issue.

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Artie Martino
GB

Easy process to navigate with Was simple and easy to process the info and then to follow the steps to finish the process.

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Macho
GB

Found me a decent (but bait-and-switch) loan Found me a decent loan, but it was a bait-and-switch; the APR you listed was different than the APR I received. UPDATE: Credible is dishonest in their response to this review. It was absolutely a bait-and-switch. They advertised me a 7.99% APR with LightStream, but after going through with the offer, LightStream only gave me a rate of 8.24%.

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