Low rates and Quick Processing I searched many lenders and ISL Education Lending always has the lowest rates. This is very important in keeping my costs as low as possible. The application and review process is straight forward and quick.

The ISL parent monthly articles The ISL parent monthly articles contained a lot of great information every family and student should know on how to make smart decisions on going to college. This is our 6th child going to college and I still learned some information. It would have been great to have this resource when I sent my first to college years ago. - And you get a chance at scholarship money! Can't beat that.

What made this experience great was… Getting a friendly greeting every time you called What made this experience great was that I got a friendly voice on the phone whenever I called. They were able to answer all my questions. No matter how many times I called and asked. I appreciate the excellent customer service.

Buyer Beware: Interest Accrues on Day 1 I thought that I had carefully read the agreement. I am currently rereading everything from ISL Lending. It is a student loan that was recommended to my son by his university's financial aid office. It is deferred and it is at a high interest rate of over 8%. But unlike other college loans that I and my children experienced...interest accrues immediately and not 6 mos. after graduation or when student no longer carries a full course load. My son will have accrued $2548 in interest by the time he graduates. The loan for $9000 will end up costing him $19,000 if he pays on their schedule. The fine print of interest accrual needs to be in bold if you are not going to act like the other lenders.

Process was easy. The process was nice and simple/straight forward.