One of my favorite new banks One of my favorite new banks. Was willing to give me a loan despite my credit history, pays me a few days early, has a great savings rate, and reimburses fee back if I take money out of ATM.

The process was fast. What made my experience great is how easy it was to apply for the loan without fear. Upgrade has top notch Customer Service Representatives who will assist you with your loan application VIA phone if needed. The emails/texts to inform you of your next steps are very helpful as well. I am so thankful for Upgrade, Inc. trusting me to issue the financial loan I needed. Sincerely, Ms. Morales

I love how it’s easy to navigate… I love how it’s easy to navigate between the loans and credit card services. I like how it alerts me when there is activity on my credit card. I’ll be a loyal customer for a long time.

Second time very positive experience. Since I was a previous user of this service, I like they are quick and efficient. All paperwork done online and with a phone call to an agent that was knowledgeable and very helpful. Very positive experience.

Approval and getting my cards went… Approval and getting my cards went smoothly and quickly. I love the Credit Line card, I can use only what I need. I haven't received my $400 bonus though that was part of the requirements even though I've already completed my 3 Debit card transactions.