Been using the service for almost 4… Been using the service for almost 4 years with great results and no major issues. Probably the most trustworthy company in the industry in Lithuania. Sometimes their algorithm that distributes money gets stuck for a few hours or so, but not a major issue. Instant transfers via SEPA between them and any banks is a major plus. Recommended.

Globaal genomen zeer positief Ik ben globaal genomen zeer positief over het Neo Finance P2P platform. Positieve punten In Litouwen loopt alles nagenoeg digitaal, waardoor controle redelijk gemakkelijk is. Beperkt risico omdat bij het te laat terugbetalen van de Litouwse ontlener de rekeningen geblokkeerd worden, totdat de terugbetalingen zijn vereffend. Litouwse lener mag tot maximaal 40% van het inkomen ontlenen, wat veilig is voor beide partijen, voor de ontlener als voor de lening verschaffer. Goede spreiding mogelijk door de mogelijkheid van vele kleine leningen te kunnen afsluiten, al vanaf 20€. Negatieve punten Door de taal barrière, het Litouws, verloopt de communicatie van de lening verstrekker met Neo Finance niet altijd even vlot. Er is wel de mogelijkheid om in het Engels te communiceren met de helpdesk van Neo Finance. En de site wordt naast het Litouws ook in het Engels en het Nederlands weergegeven. Voor andere talen is de site mogelijk niet altijd goed te begrijpen, vandaar waarschijnlijk de negatieve reacties van anderstaligen gebruikers. Openen van een account (IBAN rekening) verloopt wat stroef omdat men zich moet idenficeren met paspoort en een foto. Is eerder te beschouwen als een positief punt want het bevorderd de veiligheid van het platform. Het effectief rendement is moeilijk te berekenen wegens het annuïteiten systeem. De XIRR methode is het best benaderend. Overall, I am very positive about the Neo Finance P2P platform. Positive points In Lithuania, everything is almost digital, which makes control fairly easy. Limited risk because if the Lithuanian borrower is repaid late, the accounts will be frozen until the repayments have been settled. Lithuanian borrowers may borrow up to 40% of the income, which is safe for both parties, for the borrower and the loan provider. Good spread possible due to the possibility of taking out many small loans, starting from €20. Negative points Due to the language barrier, Lithuanian, communication between the loan provider and Neo Finance does not always run smoothly. It is possible to communicate with the Neo Finance helpdesk in English. And in addition to Lithuanian, the site is also displayed in English and Dutch. The site may not always be understandable for other languages, which probably explains the negative reactions from non-Dutch speaking users. Opening an account (IBAN account) is a bit difficult because you have to identify yourself with a passport and a photo. It can rather be regarded as a positive point because it promotes the security of the platform. The effective return is difficult to calculate due to the annuity system. The XIRR method is the most approximate

Keep on going the good thing Until today only positive experience with the NeoFinance possibility to invest. Also good client help at the client helpdesk when answers were needed. Keep on going folks the way you are offering people the possibility to let their (invested)money work for them.

Good investing opportunities with good ROI Good investing opportunities with good ROI. Website has user friendly interface. Having some defaults on C- loans but doing great job with legal proceedings. There are no investment fees. Recommend.

Best p2p platform Best p2p platform! The biggest advange is that Neofinance is the most transparent p2p platform which is regulated by Bank of Lithuania.