I would not recommend I would not recommend. It looked promising at the begining, but the way they implement new fees is pushing away new investors. It's absolute true about bad loans and a bit shady activity behind the scene - you will notice that when you start investing - at most cases you'll get only bare details about your customer/applicant which is quite difficult to rely on for investor, and that was one of the biggest factors moved me away from Neo.

Been using the service for almost 4… Been using the service for almost 4 years with great results and no major issues. Probably the most trustworthy company in the industry in Lithuania. Sometimes their algorithm that distributes money gets stuck for a few hours or so, but not a major issue. Instant transfers via SEPA between them and any banks is a major plus. Recommended.

Most transparent P2P platform NEO Finance is the most transparent and user friendly P2P lending platform in Europe. I am very happy with the freedom of choice to invest in A, B and C type loans, starting from just 10 euro. My average return on investment is 14%

Investing for more than 1 years with… Investing for more than 1 years with autoinvesting - no trouble since started. Highly recommend!

Good idea, but big room to improve Idea is good, but not simple enough. System requires massive checkboxes and confirmations on every loan. Sms codes are extremely annoying making manual investments on many loans nearly impossible at reasonable time. I have tried many similar platforms and guys, you have solid room to improve. Due to this complexity and time consumption you are not my primary platform even if i like it conceptually. Romuald