A credit card with more controls The Klutch card is the perfect card for those who want more control of their credit. The app gives you control over your data and transactions. The single use card feature is great for avoiding reoccurring expense or less-than trustworthy vendors. Finally, the cash back shows up where it should, reducing your balance.

A great life hacking credit card I am a DIY type of person, so I've been looking for a DIY / life hack credit card for a while. I only found a few others that offered "virtual card" numbers for me to use while online shopping so I don't have to give my regular card number everywhere. I also like the ability to limit or freeze cards and the auto categorization. I've linked it to my other financial tools through the plaid integration. I also like being able to set a budget and track spend against budgeted categories as well as the if-this-then-that rules that I can create to trigger for certain spend items. I don't want Amazon or Netflix to charge me more than I have signed up for, so I have limits on those merchants and similar others. I haven't found other cards where I can limit specific merchant spend.

“One of my main cards” The application was super easy. I got a card right away and was able to add to my wallet and actually used it that day. The actual card comes in the mail ~2 weeks later. I didn’t really know what the card was all about until I got it and I’m still learning all the features they have. It really is for people that like managing their stuff on their phone and setting up things to help you save time. The app is pretty useful.

Card is cool but you need good credit Cool new company doing something different in the credit card space. Works totally differently, once you get used to it, it’s good and new. Warning though- think you need pretty good credit to get approved.

My favorite card to date My favorite card to date. No annual fee, very low APR and easy management. The ability to create virtual cards and the tools to control them are impressive. I have been recommending this card to family and friends.