Everything is great Everything is great, I was approved on the first try. I was a little hesitant at first, but since submitting an application doesn't affect your credit score, I decided to give it a try. I liked that the registration and approval process only took a few minutes. I'm a new immigrant to the U.S., I have no credit history, and my credit score is not the highest. So I'm glad I was approved for this credit card. I tried the training in the app, it's really easy, the lessons are short and useful. I have completed a few lessons and they have already increased my credit limit by $50, I want to continue. Thank you for this opportunity and I hope the app continues to grow!

This product is amazing!! This product is amazing! A credit card with no hard inquiry that allows me to learn about my finances and increase my credit limit at the same time, at my pace, is awesome! The customer service is great, they always get back to you quickly and do their best to help you out regardless of your circumstances. The product and service are definitely a breath of fresh air compared to other "predatory" lenders.

Great experience! I was a beta tester for this app and it was a fantastic experience! They not only give you access to credit, but teach you how to use it as well. I’ve learned so many things I didn’t know from the financial education they provide and much more confident managing my money now

Arro has transformed my credit journey Arro has transformed my credit journey! I have never felt so confident in my finances. Not only am I able to actually build my credit, but I am also learning so much about finances in the process. The lessons in the app actually teach you helpful information – and a lot of it I didn't know before getting my Arro card. I can't thank Arro enough for all they've done for my finances and financial health!

No brainer Incredible app. Helps me learn and grow my credit. Great user experience. Love it.