Ease of Processing From start to finish, the process was flawless. I wasn’t sure that I would get the loan, because my income has reduced since I retired. However, Patricia was great to work with and I was able to choose from three loan options. The interest rate was less than the combined APR on my two credit cards and I can pre-pay the loan. Nice relief to pay off credit cards and have a manageable monthly payment with the ability to double-up and pre-pay to save on interest.

The process was quick and easy The process was quick and easy. Everything was explained throughly and simplified to your understanding. There are no hidden fees and nothing is forced upon you if you're not in agreement with terms. You are given options within your financial ability when paying back loan. Customer service was friendly and knowledgeable. They spoke clearly and made follow up calls to make sure I understood terms.

3 weeks from approval to funding Was pre-approved 10/25. Applied and received email that loan was funded 10/27. LUSA set repayment date for 12/1, but did not actually fund load until 11/13. When I complained, their "internal review" said nothing was wrong. They appear to lack internal controls so I am not sure how this is legal. It also appears to be run out of LA or Mexico, and not NJ. Regardless, I am filing a complaint with NJDOBI.

LendingUSA is top Lending Company … I am astonished at how fast LendingUSA approved and funded my loan! The loan officer handled everything and walked me through the requirements. I hope I won’t have to borrow money again in the future. If I do, Lending Tree will get my business!! Everything was an online process!!

Waste of time Credit score near 700, good income, 8 yrs at both full time job and military reserve but was instantly denied for $6k…. Contrary to what they advertise they must have some ridiculous requirements. Complete waste of time!