Very friendly Very friendly. They explain things at a pace you can follow and give you a choice of products if you want to change.

Friendly & helpful Friendly & helpful. They were very helpful and sorted out everything we asked of them with no problems. Couldn't have had a better service anywhere. Highly professional with a personal approach and very trust worthily.

We were dealt with effiently and… We were dealt with effiently and courteously. Any problems were sorted as soon as possible.

Lower my charges came to the rescue I found out about Lower My Charges though a friend - previously I had looked at going with another financial adviser who was going to charge me £1,100 for the advice and 1% pa on going fee. I wondered why the other financial firm wanted to switch what I had to another provider and felt there might be a conflict of interest. I was also concerned I hadn't got enough in my pension pot to give me the retirement I was hoping for you. The adviser at Lower My Charges put my mind at rest- worked out a plan were I could achieve my goals. I didn't have to pay an up front fee or on going percentage fee as Lower My Charges operate a different model and all I have to pay is a small membership fee and its not taken out of my pension so more money gets invested for me. I was also reassured by Lower My Charges to stay with the existing product provider and only a small tweak was needed I also have access to Lower My Charges fantastic portal which allows me to see all my finances pensions and investments all in one place which helps me keep track of all my wealth so I can see its on target to meet all my personal goals. I would recommend Lower My Charges to everyone - best thing I ever done

LowerMyCharges saved me money I switched my advisor to LowerMyCharges.com. The process was simple and easy, Gerald kept me up to date throughout and did not try to sell me any new products that I did not need. LowerMy Charges.com reduced the charges I pay each year on my pension pot from 1.5% to 0.34%, saving me nearly £550 each year in fees alone. LowerMyCharges.com also looked at my Life, Critical Illness and Income Protection policies, reducing the premiums I pay each month by £30 for exactly the same level of cover as I had, simply by removing any commission from the products. All in all, LowerMyCharges.com have saved me over £900 a year and this means more of my money is invested for my future. I also get to use AllMyWealth, so I can see all my finances and spending in one place whenever I want, which really helps me to manage my money. Thanks Gerald and LowerMyCharges.com.