I own a software company and since… I own a software company and since COVID have been downsized like most. PPP helped but wasn't enough to cover expenses. I was contacted by VLS and decided to reach out. Glad I did, Steve was able to assist me with a loan larger than I expected and quicker than I could imagine. I appreciate the time and thoroughness and highly recommend them.

Great working with VLS After filing taxes this year I was short on cash for my regular business needs. After a recommendation I called VLS and was surprised at how quickly I was able to receive cash. After doing my research, their fee was much lower ($995 which they refunded as a courtesy after funding) compared to others charging $3k and up!! I plan on paying my loan off sooner to avoid paying more interest. They clearly explained all my options and scenarios. If I find myself in a bind again I will be calling VLS.

Terrible experience with VLS I posted a review on the VLS business page on Google. Please refer to that review for all the details. But suffice to say, I had the same experience as others. Was told the loan was pre-approved, paid the 995.00 fee (which was to be refunded if the loan did not receive final approval), loan was not approved and I still have not received the refund after 3 months, numerous phone calls, messages and emails to Steve and the company. I am now filing an official complaint with the Attorney Generals office regarding this company. I would not recommend this company at all and would say to do your due diligence before entering into any agreement with them.

I was offered an approved loan if I… I was offered an approved loan if I paid a $995 fee for set up. I was assured that if for any reason the loan was not approved I would receive a full refund. Once I paid the fee they then switched my approved loan to a super high interest loan and refused to refund my fee. They said it was my choice not to take their new offering. BEWARE!!!

VLS has been great to work with VLS has been great to work with. Tracey was very helpful in finding the right loan for us. I shopped around prior and by far they offered me the best deal, lowest rate and saved me thousands compared to other companies I looked at. I Highly recommend them! Kim A.