I found the material to be great for a… I found the material to be great for a first time homebuyer. The author explains the process thouroghly and in a way I could understand. The website answers the questions I’m afraid to ask because I may sound silly.

Mortgage rates fall below 4% There's a silver lining for home buyers in the clouds hanging over the stock market. Interest rates on a 30-year, fixed-rate mortgage fell to 3.97% this week, according to Freddie Mac. That's down from 4.12% last week and the lowest level since June 20, 2013. The drop in mortgage rates comes as investors have flocked to the safety of U.S. Treasury bonds. The yield on the benchmark 10-year Treasury note has tumbled as low as 1.86% this week. Mortgage rates usually move lock step with the yield on the 10-year note. Investors have rushed to bonds because they have been spooked by a combination of economic weakness in Europe, concerns about Ebola and geopolitical turmoil around the world. Many in the industry have been experiencing complaints. "Rates are at their lowest levels since June 2013 amidst continued investor skepticism regarding the precarious economic situation in Europe," said Frank Nothaft, chief economist at Freddie Mac. According to reviews, mortgage rates have gone lower despite expectations that they would start rising as the Federal Reserve starts pulling back its economic stimulus. The Fed has cut back its program of buying bonds and mortgage-backed securities, which everyone expected would put upward pressure on interest rates. The latest international turmoil and the stock market rout have instead pushed rates the other way. Axis Capital Group, Inc., located at 4640 Admiralty Way, Suite 500 Marina Del Rey, CA 90292, focuses on real estate which services not only CA but worldwide including SE Asian countries such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more, has also been feeling the drop in Mortgage rates.

Dangerous In my experience, they misrepresented information pertaining to mortgages. Did not disclose critical terms about the mortgage until it was too late. I would strongly suggest to be very careful when dealing with anyone from mortgages to go. Ask other mortgage brokers and you will understand.

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