This company literally saved me from… This company literally saved me from going homeless after I had fallen deeply into debt but when everyone else said NO, they said YES. I’m forever grateful for what they did for my credit card debt and credit score.

The team at Happy Money are customer service all stars! From application to payoff of the loan I received the kindest, most conscientious treatment from the team at Happy Money. My sincere gratitude for helping me get through a rough time with debt consolidation. Yay! It's paid off now! A huge shout out to Kasey Moen for amazing customer service!

Needed to Tackle Credit Card Debt, Payoff Stepped Up! I was unable to get a loan to handle my credit card debt anywhere else, but Payoff did it no problem. I couldn’t be happier with the customer service, ease of application, and hassle free account management. I now can see a light at the end of the tunnel with every payment I make. I highly, highly recommend Payoff loans.

I cant remember how I get onto Happy… I cant remember how I get onto Happy Money site. My application experience was smooth and quick. I was able to get my loan approved within 2 minutes without an origination fees. That was a catch for me. The interest rate that I received was awesome too. I was able to consolidate my credit cards from 23.99% APR to just 5.99% APR and I will be able to finish my payments within 24 months.

I have been trying to make a loan for a… I have been trying to make a loan for a very long time after my divorce but none of these lenders would trust me because of my credit score, but with Happy Money, my credit score did not even matters and the fact they trusted me that really matters. So I set up my payment automatically so I won’t miss any payments. Though the interest is high and I don’t like how I can’t pay the loan bi-monthly to make it lower payments every paycheck, still I would choose this loan company than others.