Went for a Loan they sent me paperwork… Went for a Loan they sent me paperwork to sign, said that I had to pay£249 to cover insurance and paperwork, which I did did not receive loan or get my money back it's a TOTAL SCAM BE AWARE OF THIS SETUP they trade under H M F someone called Liam Starr(fraudster). They never answer phone now have reported them, waiting for the outcome. DON'T USE THESE PEOPLE BE AWARE!!

They kind of saved my finances They kind of saved my finances! I was paying 25% interest with discover and even with paying more than minimum it wasn’t making a dent. By consolidating my debt I was able to get a lower payment and rate and finally get some breathing room.

I've had good interactions with this… I've had good interactions with this company. They provided a loan opportunity that although was a bit pricey, was fair and certainly helped me in my situation. The only reason I gave a 3 star rating is the interest rate and origination costs. It was all clearly explained throughout the process and my loan was deposited very quickly. Overall my experience has been all positive with this company.

The team at Happy Money are customer service all stars! From application to payoff of the loan I received the kindest, most conscientious treatment from the team at Happy Money. My sincere gratitude for helping me get through a rough time with debt consolidation. Yay! It's paid off now! A huge shout out to Kasey Moen for amazing customer service!

I cant remember how I get onto Happy… I cant remember how I get onto Happy Money site. My application experience was smooth and quick. I was able to get my loan approved within 2 minutes without an origination fees. That was a catch for me. The interest rate that I received was awesome too. I was able to consolidate my credit cards from 23.99% APR to just 5.99% APR and I will be able to finish my payments within 24 months.