100% loss of funds if companies don't pay. First few investments were great; dump some cash, wait a few months, pocket the interest, rinse & repeat. Except when some Kickfurthers paid zero - nothing - and then the final payment date passes. Your investment cycle is broken, your cash in limbo for who knows how long (if you're even getting it back). There are mechanisms for Kickfurther to cancel co-ops and obtain merchandise (if the merchant responds). There are mechanisms to settle for lower repayments (if the investors agree). There are also many many many ways a company that took a loan from Kickfurther can effectively ignore them while still raking in sales. Kickfurther doesn't send debt collectors, file lawsuits, seize collateral. The burden falls onto you, the investor, to sit it out and plead for the company to repay.

INVESTORS SHOULD STAY AWAY INVESTORS SHOULD STAY AWAY If you're thinking about investing with Kickfurther, don't. While the co-ops seem to have a number of protections such as personal guarantees, UC filings, etc, in practice, none of these are ever used. Kickfurther instead hides behind co-ops failing to meet a vote of "no confidence" by the co-op lenders to take no action against any of the companies that have failed to payback lenders. On it's face, this seems democratic but Kickfurther doesn't take into account lenders abstaining from a vote and since most lenders aren't actively participating on the platform NO VOTE CAN EVER GET OVER 50%. What Kickfurther should do, is look at what percentage of people that voted on an action were in favor or against (aka how any other vote in politics, the boardroom, etc works).

I honestly thought the concept and… I honestly thought the concept and terms were too good to be true after my intial call! The process was very easy to implement from start to finish. Kickfurther is a solution all companies of all sizes should collectively leverage as a very real solution for every day inventory, new product launches or any special projects.

Kickstart Your Business Growth with Kickfurther! I'm Pavan, the co-founder of Houndsy, and diving into Kickfurther was like finding a goldmine for us. Their 'Inventory now, pay later' motto is a lifesaver, especially before the hectic holiday season. They covered 100% of our inventory costs at great rates, and the best part? We'll only pay them back after our sales period. It's a stress-buster not worrying about stockouts anymore. A big shoutout to Matt Hughes, their Sales Manager! He wasn't just about business; he got to know Houndsy and worked out how Kickfurther could help us grow. His 24/7 availability, whether via text, call or email, was beyond impressive. He’s the reason we chose Kickfurther over others and why we’ll stick around. Kickfurther is more than just a financing platform to us, it’s a partner in our growth story. If you're a hard goods entrepreneur looking to scale up without the financial headaches, Kickfurther is your go-to!

Kickfurther Exceeded My Expectations Kickfurther is a great platform for companies looking for financing, they go above and beyond to help your business! I worked with Matt Hughes, he is an amazing person to work with. He exceeded my expectations in every way. His level of commitment and professionalism is incredible.