100% loss of funds if companies don't pay. First few investments were great; dump some cash, wait a few months, pocket the interest, rinse & repeat. Except when some Kickfurthers paid zero - nothing - and then the final payment date passes. Your investment cycle is broken, your cash in limbo for who knows how long (if you're even getting it back). There are mechanisms for Kickfurther to cancel co-ops and obtain merchandise (if the merchant responds). There are mechanisms to settle for lower repayments (if the investors agree). There are also many many many ways a company that took a loan from Kickfurther can effectively ignore them while still raking in sales. Kickfurther doesn't send debt collectors, file lawsuits, seize collateral. The burden falls onto you, the investor, to sit it out and plead for the company to repay.

Take a Swing on Kickfuther As a brand, Kickfuther has empowered up us to say YES to deals that would have otherwise put too much pressure on our cash position to move forward with. The byproduct of running Co-Ops on Kickfuther is COMMUNITY! It's been so cool funding deals with investors/backers who are also consumers. If you are a brand or a potential backer, I would like to encourage you to take a swing on Kickfuther!

Smooth transaction Smooth transaction. I sought inventory funding to grow our product selection. They vetted my business fairly thoroughly, more than I expected, but fairly straightforward paperwork we keep. The transaction funded quickly. We are not yet through the payment phase, but we hope to use again in the future when the needs arises.

Solid platform for individuals and small funds The platform has grown quite a bit since early days. Deal quality has improved tremendously, albeit volume is still rather low. The stricter underwriting standards are paying off. Reporting infrastructure is still not there, but the team is capable, and with that piece in place next year this will be an even more robust and useful investment opportunity.

I looked for investors...but I will become one.... I looked for investors for my e-commerce business thank God I found this company, now I started the process I looked here on the reviews on trust pilot I see that all the companies what required funding are happy but not all the investors.. so I am a company looking for funding,so for me it should be pretty easy... But here it comes they protect the investor like crazy, they make sure you can pay back Even if the deal goes south... they make due diligence like crazy they base everything on hard data so I plan now into being an investor....