Kickfurther is the best inventory… Kickfurther is the best inventory financing solution for small to medium sized brands. They have great rates and are very legit. We applied a few times before making it through the entire process. Their process ensures that both the brand and backers are well vetted and will be successful.

Don't do it I started investing with KF in 2019. I've had a net loss over that time period because deals keep going south and KF doesn't do anything to enforce payment. Some deals work out great. But in my experience as a whole, you are much better off finding something else.

Solid platform for individuals and small funds The platform has grown quite a bit since early days. Deal quality has improved tremendously, albeit volume is still rather low. The stricter underwriting standards are paying off. Reporting infrastructure is still not there, but the team is capable, and with that piece in place next year this will be an even more robust and useful investment opportunity.

Great Concept Effective way to support small and growing businesses while earning a profit on your spare cash. Excellent rates of return available for most deals. Kickfurther has really hit its stride in ensuring that it only puts on the platform top notch businesses with very little chance of default. Superb customer service as well.

INVESTORS SHOULD STAY AWAY INVESTORS SHOULD STAY AWAY If you're thinking about investing with Kickfurther, don't. While the co-ops seem to have a number of protections such as personal guarantees, UC filings, etc, in practice, none of these are ever used. Kickfurther instead hides behind co-ops failing to meet a vote of "no confidence" by the co-op lenders to take no action against any of the companies that have failed to payback lenders. On it's face, this seems democratic but Kickfurther doesn't take into account lenders abstaining from a vote and since most lenders aren't actively participating on the platform NO VOTE CAN EVER GET OVER 50%. What Kickfurther should do, is look at what percentage of people that voted on an action were in favor or against (aka how any other vote in politics, the boardroom, etc works).