INVESTORS SHOULD STAY AWAY INVESTORS SHOULD STAY AWAY If you're thinking about investing with Kickfurther, don't. While the co-ops seem to have a number of protections such as personal guarantees, UC filings, etc, in practice, none of these are ever used. Kickfurther instead hides behind co-ops failing to meet a vote of "no confidence" by the co-op lenders to take no action against any of the companies that have failed to payback lenders. On it's face, this seems democratic but Kickfurther doesn't take into account lenders abstaining from a vote and since most lenders aren't actively participating on the platform NO VOTE CAN EVER GET OVER 50%. What Kickfurther should do, is look at what percentage of people that voted on an action were in favor or against (aka how any other vote in politics, the boardroom, etc works).

Dishonest Dishonest, horrible business. They recently deleted their "cancelled co-ops" page, so you can't see how many (very, very many) co-ops have gone belly-up. They delete critical comments from their page and restrict negative commenters from ever leaving comments again. Worst of all, they do ABSOLUTELY NOTHING when a company fails. They send it to collections and forget about it. They don't sue the company or take any action to recover your money. Beware! Run far, far away from this shady business.

Deeply unethical company - Stay Away Deeply unethical company. They spam your email, try to sell you their product, then lie about how much funding your business is eligible for. Their customer service is terrible from my experience. I've been blatantly ignored with my concerns except when I was cold pitched I was called immediately after I had asked for a phone call. We were testing the waters, funding wasn't necessary nor are we desperate. Business is fine for us, but now we know if we need it, we shouldn't deal with them.

Solid platform for individuals and small funds The platform has grown quite a bit since early days. Deal quality has improved tremendously, albeit volume is still rather low. The stricter underwriting standards are paying off. Reporting infrastructure is still not there, but the team is capable, and with that piece in place next year this will be an even more robust and useful investment opportunity.

Great Concept Effective way to support small and growing businesses while earning a profit on your spare cash. Excellent rates of return available for most deals. Kickfurther has really hit its stride in ensuring that it only puts on the platform top notch businesses with very little chance of default. Superb customer service as well.