Smooth transaction Smooth transaction. I sought inventory funding to grow our product selection. They vetted my business fairly thoroughly, more than I expected, but fairly straightforward paperwork we keep. The transaction funded quickly. We are not yet through the payment phase, but we hope to use again in the future when the needs arises.

Solid platform for individuals and small funds The platform has grown quite a bit since early days. Deal quality has improved tremendously, albeit volume is still rather low. The stricter underwriting standards are paying off. Reporting infrastructure is still not there, but the team is capable, and with that piece in place next year this will be an even more robust and useful investment opportunity.

Deeply unethical company - Stay Away Deeply unethical company. They spam your email, try to sell you their product, then lie about how much funding your business is eligible for. Their customer service is terrible from my experience. I've been blatantly ignored with my concerns except when I was cold pitched I was called immediately after I had asked for a phone call. We were testing the waters, funding wasn't necessary nor are we desperate. Business is fine for us, but now we know if we need it, we shouldn't deal with them.

Great when it's good; terrible when it's bad. I've been investing with Kickfurther for several years. When co-ops are successful, it works well, and I would highly recommend it. Unfortunately, all too often co-ops fail, and it's then that I'm really disappointed with the KF process. When things go to collections, a tiny fraction - if anything - is ever recouped. Of course it's an investment, and there's a certain level of risk. However, I do not feel that KF does enough to support buyers when things go wrong. I have never heard of their legal team getting involved although co-ops often have a personal guarantee, and it seems like the case should be litigated. I've definitely made money through KF, but I've also lost more than I care to admit. Bottom line: proceed with caution.

Dishonest Dishonest, horrible business. They recently deleted their "cancelled co-ops" page, so you can't see how many (very, very many) co-ops have gone belly-up. They delete critical comments from their page and restrict negative commenters from ever leaving comments again. Worst of all, they do ABSOLUTELY NOTHING when a company fails. They send it to collections and forget about it. They don't sue the company or take any action to recover your money. Beware! Run far, far away from this shady business.