100% loss of funds if companies don't pay. First few investments were great; dump some cash, wait a few months, pocket the interest, rinse & repeat. Except when some Kickfurthers paid zero - nothing - and then the final payment date passes. Your investment cycle is broken, your cash in limbo for who knows how long (if you're even getting it back). There are mechanisms for Kickfurther to cancel co-ops and obtain merchandise (if the merchant responds). There are mechanisms to settle for lower repayments (if the investors agree). There are also many many many ways a company that took a loan from Kickfurther can effectively ignore them while still raking in sales. Kickfurther doesn't send debt collectors, file lawsuits, seize collateral. The burden falls onto you, the investor, to sit it out and plead for the company to repay.

Don't do it I started investing with KF in 2019. I've had a net loss over that time period because deals keep going south and KF doesn't do anything to enforce payment. Some deals work out great. But in my experience as a whole, you are much better off finding something else.

Kickfurther Kicks A** We've been working with Kickfurther for several months now and have been able to fund several inventory purchases using there unique methods! We love the team and the system has been very easy to use and there is pretty clear communication consistently and with very little issues. We have even been pressed for time and had Matt and his team work some magic on more than one occasion. They are a great resource for any entrepreneur selling a product. Love the platform and the team is great. - Latif H CEO / Designer SpiritHoods

Deeply unethical company - Stay Away Deeply unethical company. They spam your email, try to sell you their product, then lie about how much funding your business is eligible for. Their customer service is terrible from my experience. I've been blatantly ignored with my concerns except when I was cold pitched I was called immediately after I had asked for a phone call. We were testing the waters, funding wasn't necessary nor are we desperate. Business is fine for us, but now we know if we need it, we shouldn't deal with them.

I used Kickfurther once and will never… I used Kickfurther once and will never do so again. Lots of hidden and surprise fees that ruined the economics of their offer entirely. In addition, I did not appreciate being babysat by some 20-something junior team member who clearly had no sales experience.