Smooth transaction Smooth transaction. I sought inventory funding to grow our product selection. They vetted my business fairly thoroughly, more than I expected, but fairly straightforward paperwork we keep. The transaction funded quickly. We are not yet through the payment phase, but we hope to use again in the future when the needs arises.

100% loss of funds if companies don't pay. First few investments were great; dump some cash, wait a few months, pocket the interest, rinse & repeat. Except when some Kickfurthers paid zero - nothing - and then the final payment date passes. Your investment cycle is broken, your cash in limbo for who knows how long (if you're even getting it back). There are mechanisms for Kickfurther to cancel co-ops and obtain merchandise (if the merchant responds). There are mechanisms to settle for lower repayments (if the investors agree). There are also many many many ways a company that took a loan from Kickfurther can effectively ignore them while still raking in sales. Kickfurther doesn't send debt collectors, file lawsuits, seize collateral. The burden falls onto you, the investor, to sit it out and plead for the company to repay.

Solid platform for individuals and small funds The platform has grown quite a bit since early days. Deal quality has improved tremendously, albeit volume is still rather low. The stricter underwriting standards are paying off. Reporting infrastructure is still not there, but the team is capable, and with that piece in place next year this will be an even more robust and useful investment opportunity.

Kickstart Your Business Growth with Kickfurther! I'm Pavan, the co-founder of Houndsy, and diving into Kickfurther was like finding a goldmine for us. Their 'Inventory now, pay later' motto is a lifesaver, especially before the hectic holiday season. They covered 100% of our inventory costs at great rates, and the best part? We'll only pay them back after our sales period. It's a stress-buster not worrying about stockouts anymore. A big shoutout to Matt Hughes, their Sales Manager! He wasn't just about business; he got to know Houndsy and worked out how Kickfurther could help us grow. His 24/7 availability, whether via text, call or email, was beyond impressive. He’s the reason we chose Kickfurther over others and why we’ll stick around. Kickfurther is more than just a financing platform to us, it’s a partner in our growth story. If you're a hard goods entrepreneur looking to scale up without the financial headaches, Kickfurther is your go-to!

Great when it's good; terrible when it's bad. I've been investing with Kickfurther for several years. When co-ops are successful, it works well, and I would highly recommend it. Unfortunately, all too often co-ops fail, and it's then that I'm really disappointed with the KF process. When things go to collections, a tiny fraction - if anything - is ever recouped. Of course it's an investment, and there's a certain level of risk. However, I do not feel that KF does enough to support buyers when things go wrong. I have never heard of their legal team getting involved although co-ops often have a personal guarantee, and it seems like the case should be litigated. I've definitely made money through KF, but I've also lost more than I care to admit. Bottom line: proceed with caution.