100% loss of funds if companies don't pay. First few investments were great; dump some cash, wait a few months, pocket the interest, rinse & repeat. Except when some Kickfurthers paid zero - nothing - and then the final payment date passes. Your investment cycle is broken, your cash in limbo for who knows how long (if you're even getting it back). There are mechanisms for Kickfurther to cancel co-ops and obtain merchandise (if the merchant responds). There are mechanisms to settle for lower repayments (if the investors agree). There are also many many many ways a company that took a loan from Kickfurther can effectively ignore them while still raking in sales. Kickfurther doesn't send debt collectors, file lawsuits, seize collateral. The burden falls onto you, the investor, to sit it out and plead for the company to repay.

Kickfurther Exceeded My Expectations Kickfurther is a great platform for companies looking for financing, they go above and beyond to help your business! I worked with Matt Hughes, he is an amazing person to work with. He exceeded my expectations in every way. His level of commitment and professionalism is incredible.

Smooth transaction Smooth transaction. I sought inventory funding to grow our product selection. They vetted my business fairly thoroughly, more than I expected, but fairly straightforward paperwork we keep. The transaction funded quickly. We are not yet through the payment phase, but we hope to use again in the future when the needs arises.

We met Kickfurther representatives at Expo East We met Kickfurther representatives at the Expo East Gourmet Food Show about a month ago. We manufacture and sell high end sea salt with a variety of blends and infusions. We were able to receive funding at very reasonable terms for much needed inventory purchases for the holiday season. There consignment formula is a great way to grow your business compared to traditional bank and finance companies. The process goes very smoothly with a Kickfurther representative that helps to at each step. We are looking forward to working with Kickfurther on many more co-ops.

Great when it's good; terrible when it's bad. I've been investing with Kickfurther for several years. When co-ops are successful, it works well, and I would highly recommend it. Unfortunately, all too often co-ops fail, and it's then that I'm really disappointed with the KF process. When things go to collections, a tiny fraction - if anything - is ever recouped. Of course it's an investment, and there's a certain level of risk. However, I do not feel that KF does enough to support buyers when things go wrong. I have never heard of their legal team getting involved although co-ops often have a personal guarantee, and it seems like the case should be litigated. I've definitely made money through KF, but I've also lost more than I care to admit. Bottom line: proceed with caution.