A No-Brainer for High-Yield Savings While Worthy doesn't have a native smartphone app, their web app is incredibly easy to navigate, and buying bonds on Worthy is a no-brainer with the rates of return they offer. If you need a relatively secure alternative to your bank's savings account with a paltry interest rate, Worthy is the first place I'd put my money to grow over a longer period if you're not using it right away. Being able to withdraw without penalties or fees and get the money within a few days is amazing too. I've been kind of blown away by how easy and worthwhile it's been using it! Seriously, grow your savings with these guys. No regrets!

Scam, do not invest with worthy. They will not let you withdraw your interest gains or sell your acquired bonds. Worthy customer service gives you a meaningless apology and never gives you a direct solution of when you will be able to acess YOUR money you invested. PLEASE BEWARE this is a scam!

A worthy Investment What I love about worthy bonds is that is one of the best investment I have done, with as little as $10 dollars you are going to be earning on a daily basis and what I also love is you can withdraw your money any time even your earnings with no penalties, definitely will buy more worthy bonds

Good, but could be better! While I like Worthy very much and find the site easy to use, I feel there is one drawback. Access to my profile and bond funding. I have several bank/credit union accounts, and would like to be able to select a different funding account before buying. As I see it now, the account I started with will always be the account that money will be pulled from. A little inconvenient. But, I love the returns!

Wait and See Approach It was easy to invest a few months ago and withdraw my interest earned today. I REALLY hope that it will be easy to withdraw my actual principal funds when I'm ready and wont have to wait extended periods like other reviewers on here. I'm holding the 3-star rating until I've successfully withdrawn funds.