Very rude Very rude. They will text you and send you an email to call a number. When you call they ask what you’re calling for. If you’re not talking about giving up $1200 or whatever the fee is at that moment, you get cut off in the middle of talking and told to have a great day. I suggest that if you are interested in moving forward and paying the fee, just act like you want more time to think about and what the behavior you receive from their end. I will never do business with them.

Now... they are lying about contacting me. Spotlight Funding wrote a response to my review and is now lying about contacting me. I stand by my original review and do NOT recommend this company at all. They are disingenuous and will do anything to attempt to separate you from your money. #Nope

My Credit Technician was very Insightful! My Credit Technician was very thorough, clear, thoughtful, and very helpful. He made me feel very comfortable and confident while giving me valuable and credible information to complete this credit building process. There is no doubt in my mind that Spotlight Business Credit and Funding are the go to guys to help your business succeed. Great job Ray!

Pleased and impressed I worked with Ray on my intake call and he was awesome. He answered all of my questions and exceeded my expectations. I'm going to do everything he suggested so my process goes seamlessly. He was extremely knowledgeable about the business credit building process and provided me with invaluable insight. I'd recommend these guys to anyone getting started.

Spotlight Business Credit and Funding… Spotlight Business Credit and Funding falls into the category of another waste of time..a scam. a ripoff....Like most of these companies, at the beginning they promise unique results. This company didn't provide the service as advertised, neither the results. There is a this guy they call "Ray" who supposedly is the expert in getting business funding without using one's social security number. Failed, failed failed. Some of the round one lenders require personal credit; they do not tell you this. When certain round one funders do not allow you to buy products without using your personal credit, Spotlight Funding sent a list of round lenders who do supposedly allow you to buy products without using your personal credit. But to date (as following instruction)..there is no paydex score. After couple months they refuse to answer the phone to address your concerns, and sending emails (they claim they will respond in 24 hours) gets absolutely no response. Several times a phone call to them does not get answered. They pay people to give testimonials. Like all time wasters, when things do not go as they say it will, they began to hide and avoid having a discussion. DnB says the only way to to get 80 paydex score is to use their credit builder program. This is probably true. Only pay this company with your credit card. So when they do no perform you can demand your money back. Another waste of time and ripoff!!!