RUN, Run Fast, There are 10 better options, Don’t waste time with Streetshares I definitely hate that we have to give Streetshares a one star because this company needs to be rated in the negative digits. Make no mistake, these conmen will try to blame CV19 for their screwups or they will make up bogus lies. When this scam company dropped us out of the blue, 4 of their competitors locked us in with double the capital and nearly have the fee and interest rates. We have excellent credit, We have a strong company and lucky for us we were able to get away from these loan sharks and deal with honest finance companies. Please look elsewhere because there are more than ten companies with much better options than StreetShares. If you are currently a client and they offer you a new representative DO NOT deal with Joel Harris. This rep is an idiot that tries to make you enjoy sarcasm. He works at a snails pace and could not hold a job at our company. You don’t want a guy like this handling any finance for your business.

Expensive but accessible Costs for loan are high, but the process wasn't too hard and the turnaround was faster than a bank loan. There were some stumbles along the way, so it wasn't as fast as advertised, but they did get things sorted out and get me the funds in a reasonable timeframe. If your business is too small and too new to qualify for a bank loan, or has revenues too low for the bigger "small" business loan companies, try them out - they may surprise you.

Good service, but... In general I had a good experience with Streetshares. Their rates were better than most other lenders, though the origination fee they charge decreases that benefit. The application process was easy and I have found since signing up that making extra early payments is easy enough as well. My only negative was the representative that contacted me to set up my account ended up being overly pushy to sell the service. When I stated that I needed some time to compare and check out their history he still pushed to close the deal. I ended up having to hang up on him. I did the research I needed and StreetShares did end up being the best option, but the hard sell sales technique left me with a bad taste. I would have knocked them down to 3 stars, but in this culture where anything but 5-star is bad I couldn't ding them that much for one incident when all their other service has been good. I'm not sure if that selling tactic is company policy, but hopefully they recognize that business owners need their space to make decisions.

It was a hard road but hard work, as always, paid off... I want to personally thank the VP in charge of Marketing and Business Development, David Bann for reaching out to me and listening to my initial upset. His call was worth getting the Funds, even if I don't get funded. Street Shares is going through a growth phase and there was no mistake that how my account was handled was a reflection of a 'Perfect Storm' of internal changes and a Maternity Leave. David was great at listening to my 'Case' and we left the call in a great place with mutual respect and the relationship in tact. BTW, if you read up on David you'll see what a fine young man he is with a legacy of Service and Education.

Beware of the Interest Rate The people are all great. The customer service is excellent. If you know your credit score is not the greatest, be prepared to pay an interest rate that is double most credit cards. I have a credit score around 675 and I was quoted at 27% interest rate... My credit card is only 12.99%.....