Do not use this app Do not use this app. I did research and found that if your score is 50 or more your loan request is placed in the marketplace and everyone can see it. If your score is under 50 they tell you that it’s placed in the marketplace but in reality it is not. No one will see your request. Which means, you will not get chosen for a loan. I have completed a research where I had a score of 60 and received 2 loans. Then created another account where my score was under 50 and 5 days and 24 loans request later no loan was picked up. When I contacted support to ask them why my loan wasn’t in the marketplace they told me that it was but because my score was under 50 I could not see it or anyone else with a low score in the market place but lenders could see it. What they did not know, I logged in with my 60 score and never saw the under 50 log request. Do not waste your time if your score comes under 50. U will never get a loan.

Solo was fantastic at first then... Solo was fantastic at first, I tried borrowing funds, the process was seemless and fast. From requesting on the marketplace, to the truth in lending disclosure. Everything was on point and perfect. Then I went on to lending, the first loans I made, went mostly as planned the individuals were on time as they paid same day as the loan was due after having debit card issues in the am. Then we get onto the second round of loans I made to individuals. The loan distribution process was seemless, on to due day, not a single one of 3 individuals paid their loans, apparently the visa debit processing was down so this was understandable, at least I thought, the next day rolls by and 1 loan defaults and I get paid from the insurance I opted for which Pays less than the overall principle. Fine one of three right, well then the 2nd defaults and the 3rd pays on time according to the revised schedule due to the visa payment issue cool I think. Because it so happens to be a time I need the funds, approx $150. Well 90 is in credits due to insurance payments so I have to loan that out and get successful payments to withdraw my money fine. I went too loan out to someone and lone behold my account is on hold / blocked and I can't withdraw my $60 nor can I loan anyone. Now this is back in mid May, fast forward to now July 1st, and guess what the issue still is not resolved by support which as of early June had to involve engineering to fix this issue... over 45 emails have been exchanged due to a lack of phone support and most of the emails is me begging for an update. Seriously everyone, solo is great, if u never ever need support, if you find yourself needing support, might as well quit using the app, the support is horrendous, uneducated, scripted, non-personal, and, quite frankly ill-equipped to assist a customer.

Lost over $5,000 Lost over $5,000 People never pay back. You have better chances in the casino