Crooks posing as legit... I've been trying for 2 months to get my account straight. They messed up a payment the end of December, said that the bank returned it. Bank says I have never had anything returned on my account. Two months later and they still won't remove fees for their mistake. I made a payment the end of January to catch up their mistake, minus fees, and for February. Using the same bank info as the one they claimed returned. They applied it to the fees only and now say that I am two months behind in payments, and surprise more fees for being late. 🤯

Do NOT apply It’s no wonder why they only have a 3 star review. I’m surprised it’s not 1 star. I have applied 5 times in 3 years and have NEVER been approved. Such a lie. The ONLY good thing is that it is not an inquiry in the credit report. Save time and do NOT apply.

This company is a financial predator This company is a financial predator. Payments made on your account AFTER 5 pm on the due date is considered late and is assessed a late fee of $ 29.00. This is the only credit card company out of 8 cards in my wallet that rape customers this way. And then you technically have a late payment on your account. I paid on the due date at 5:15 this month after getting home from work a few minutes late. I was charged a 29.00 fee. I called them up told them to shove their credit card right up their corporate ass. Better lose a few points off my FICO score, than continuing to be raped monthly by this predator financial institution.

New Maintenance Fees! Having had the TBOM Aspire card for two years with no issues, I received an email concerning an important Notice of Change to my account. I admit that I often fail to read these but this time I did. Now my "no cost / no fees" account will be assessed a monthly maintenance fee of $5 per month (albeit small, it is still a $60 a year fee). This card has my lowest credit limit of over ten cards (many over $15,000) so I do not need it; however, dropping a card with a two-year history will indeed affect my credit score for an unknown period. When I immediately called, expecting to be transferred to a retention specialist, I was simply told that by not accepting their updated terms, my card would be cancelled immediately. So much for valuing their "good" customers (my current score is well over 750 with all of the three bureaus). Please consider twice before accepting the Aspire card's new terms...

AVOID THE CARD THE CARD WAS EASY TO GET BUT THEY CHARGE A MONTHLY FEE I TRYED TO CLOSE THE CARD AND THOUGHT I DID BUT THEY KEEP CHARGING ME A MONTHLY FEE. I HAD MY BANK DO A CHARGE BACKFOR THE UNAUTHERISED FEE, S THEN THEY REPORTED MY ACCOUNT DELINQUENT TO THE CREDIT BUREAU, S MAY BE I CAN SUE THEM