Your Suggestions Don't Work Your ideas are good on paper, even workable if someone has a steady income with regular raises and no emergencies.When emergencies and other hardships happen so often and for so long that savings are gone and can't be replaced, credit cards are maxed because there has been no other choice. Your advice is a 0% balance transfer card which no bank will approve for someone with high balances. You need to give advice on how to get the money to pay down high balances when no legitimate company will help. I can get high interest low amount payday type loans. You also need to give advice on how to keep creditors from dropping limits as the account is paid down. I am harassed by debt settlement and consolidation companies. Any advice on them?

i use this website for ALL of my info … i use this website for ALL of my info about credit cards and other financial news that comes up. i look forward to the emails and have learned an thisamount of trustworthy material to help me make sound financial decisions. And i have reccommended Next Advisor to others. Would be at a loss without Next Advisor!

Next Advisor keeps me advised of the … Next Advisor keeps me advised of the latest market research trends in finance and others. Their authors seem to be well informed and have done their homework. Look forward to reading the finds of periodical options.

What a terrific Web Site What a terrific Web Site! My husband and I (both retired) have found some great credit cards on this site and I enjoy reading many of the articles that are posted. I always look forward to a new one in my email box.

Someone called the other guys doing an… Someone called the other guys doing an estimate and said they were my husband and I'd already hired someone. I suspect one of the guys giving me an estimate. My husband who I'm separated from didn't even know I was getting some stuff done until after the problem. Out of 3 estimates only 1 came and he didn't deliver the promised estimate yet even though he told me he would get it to me in one day. I cannot be sure so I'm not naming names. I fault the two that were told I already hired because they didn't check with me before giving up. I called the two that didn't show up to the scheduled estimate and one answered so we are pursuing an estimate.