Zo Financial

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3.95
Based on 20 Reviews

5

65.00%

4

10.00%

3

0.00%

2

5.00%

1

20.00%
About Zo Financial

Zo Financial helps consumers by: Providing scheduled payments to acquire the items they don’t have the cash to put down on. Providing a LOW or NO credit option to get the items they need. Providing a way to spread out payments over time to ease the impact on their bank account. Providing multiple paths to ownership: 90-Days Early-Purchase, Anytime Early Purchase, and renewable lease for up to 12 months. Contact us at 833-719-1096 to learn more about early-purchase and payment options.

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customer
GB

Overall satisfied Had some issues during the actual process of using the lease, but their support got it sorted out pretty quickly. Besides that, all calls I made were answered by a real person, and I was called by a real person multiple times to clarify and get things in order. Payments were automated, and I was able to pay my lease off early pretty easily on their website. Obviously be careful with their stupid high interests rates, pay your crap off early.

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customer
GB

Zo kept this all business great business -

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customer
GB

Predatory lender The application was immediately denied the within 30 minutes they changed their mind to approved. Then approved for more than asked for. Spent less than approved for. Then never told rate and term. Only told free of interest for 3 months then the $3200 product would then be made into payments to cover $7200. Well over the value. No one explained anything. Nor did the merchant care about the safety of product or patron in transport. All in all don't recommend if you can not pay off immediately. Highly predatory lending practices.

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Dave
GB

Easy approval Easy approval. Paid in 90 days and avoided any additional lease fees. Great service!

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Sharon Lestenkof
GB

Thank you Bailey Thank you first of all, when I went there it was only to look at what you had in the store, but I have been wanting a new sofa with recliner and was going to buy just a recliner for myself at Christmas but ran out of money and thought oh well, another day I guess. then did all the paperwork required at store and turned out I was denied, so got upset and left, thinking will there went my dream, only to get to work next morning and find out you reversed your decision. Made my day, got my husband showed him what I was going to purchase, he was happy. when I got home Monday, he was already asleep on his side of sofa, lol so again thank you for making my dream come true.

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