Not sure My experience with Circle was over before it even began. I made it through the signup process with Circle Pay, but once I signed up with Circle Invest, they closed BOTH of my accounts for reasons they cannot or will not disclose. I shall also note I was unable to link any financial funding sources to the account. I will give 2 stars simply because support was communicative and responsive, although overall unhelpful.

Great way to earn money Awesome app! Great way to earn money, especially for students. Follow the steps below to earn money: 1. Download this app 2. Sign up (using phone number or email address) 3. Enter promo code: QFEC2W 4. Add card details(all your information are protected, it's definitely safe) 5. Refer your friends/ family members 6. Send £25 or more within 2 weeks of sign up (doesn't have to be one-off) You will get £5 straight into your circle account.

Don't sign up As a promo, they put £5 in my account years ago. I never linked it to my bank account because I didn't trust them. They're now emailing and threatening to start charging an annual fee of £30 if I don't withdraw the £5. I'm not comfortable linking (ie giving them direct debit access) my bank account.

A complete & utter SCAM! A complete & utter SCAM! Customer support is abysmal, scripted responses to all questions or complaints. Once they get your money it's gone - never to be seen again - STAY AWAY! Circle are owned by Goldman Sachs who have been found guilty of fraud, insider trading, etc, etc on many occasions. Google "Goldman Sachs Fraud" They recently bought Poloniex crypto exchange which is also turning into a scam - locking customers out of their accounts & so unable to access their funds. BEWARE OF CIRCLE AND ANY COMPANY THEY OWN!!! Edit: In reply to the below scripted response from Circle - NO! You ignore customer tickets, sending useless scripted responses like the one you just posted here. You just proved my point perfectly. I repeat: STAY AWAY FROM POLONIEX/CIRCLE/GOLDMAN SACHS - THEY ARE PROVEN SCAMMERS!!

No money after 3 days !!! Circle had a system problem making my withdrawals of cash constantly return ! The continued for two days ! The site promices money within the hour and simplicity! 3 days on I still can’t withdraw my cash ! As they put my account into review! Because of my constant attempts to withdraw! Every 24 hours they send automated responses! With no help Looks like it’s going to be a week plus before I see my money!!!!!! Nothing simple or instant about them with zero cumster help