Actually useful. Not filled with feature bloat. Almost definitely one of the easiest financial tech apps I’ve ever used. It’s UI is very simple and they do a great job on focusing on what is important. Highly recommend and I’m looking forward to using it to help me get out of debt.

Can't believe this service exists! Can't believe this service exists! I've looked at other apps and services to build credit but haven't found a good one that actually negotiates and reduces your debts. Clerkie saved me over $1k and my score is up 50 points already in the past 3 months. Can't wait to see what's next. 2022 here I come :)

Don't use Clerkie Don't use Clerkie. No customer service. CLerkie account balance doesn't update. They will take your payment then it takes them a week to post it to your account.

A Bunch of Frauds!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! These people are a bunch of Con Artists. I could not give a negative rating. They first tell me they are going to issue a loan but do not know how long it will take since the person was talking with did not know how they sent the money. Then overnight I get an email accusing me a fraud and that they could not verify my bank account. They suggested I open a new checking account. Stay away from them FRAUDS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

This app is straight trash This app is straight trash! They didn’t negotiate anything for me and my id verification had been pending for a month. After way too many emails, still not a single response. Don’t waste your time referring anyone either, because it will also never verify them to get the $25.