10/10 snap finance and Cody is awesome! Cody was great at keeping conversation throughout the call. He made the experience more personal, and it was a great change of pace from any other customer service call I have experienced. I also appreciate how quick I was able to get a representative as well most other places it can take hours. Overall this was a wonderful experience. 10/10 highly recommend.

I recommend paying within the first 100 Days. No penalty or interest, only a $30 transaction of convenience fee. They made my payment go through so quickly when I called from the store I sign up with (Big O’Tries) it took 10 mins to verify who I was but once they did, I was able to get out of the store quickly with the help from the other side of the phone. I give this a 5 star review because I payed before the 100 DAY PAYMENT OPTION. I do not recommend the 12month payment plan because you will end up paying 2x your money from what you barrowed. Example $376 over 12 months will come out to $752 please don’t not do this as this is how they steal your money.

The wait time was short The wait time was short. The staff who helped asked about my day, thanked me for using Snap Finance and was very helpful.

Great to have access to funds and… Great to have access to funds and ability to pay off without interest. Customer service was great for pay off. Wish it wasn’t required to call in for final payment, although rep was very kind.

Would not recomend If you in a bind and need money now then yes SNAP will help. It wasn't what I expected though. Meaning it wasn't money to your account to use how needed. but that was besides the point. My issue was my car, over 2k worth of work needed to be done. I felt like I had no choice but to get that car fixed because dealerships wanted at least 1500 down. I didn't have that, obviously lol. the mechanic where I was getting the work done told me about SNAP. I was approved for 2500, work cost 2187.81, I only did 1800$ with SNAP and then paid rest in cash. what I didn't know is that the 1800 from SNAP was going to turn into a total over 4500$. This "lease cost" was over 2800$. I did get a new car a few months later, it was hassle free and little to no money down. If I had known how easy it would have been for me to get a new car rather than using snap and fixing my old car i would have just gone with the new car. SNAP is not worth it based on the amount of money you pay back at the end of the day. a 1800$ loan turns into 4500$. 10/10 do not recomend SNAP