Scratch put me at ease at a very stressful time in my life The moment my JoJo got sick, I didn’t want to think about what it was going to cost me to get him better, but that couldn’t be helped. Once I got into the veterinarians office, I was informed that I could apply for scratch from that moment on all I had to do was think about getting My baby better thank you scratch

It's a scam It's a scam, the whole experience was a scam. don't get animals unless you have thousands of dollars to spend on vet care. I had to pay it off all at once or be charged interest. The monthly payment wouldn't of paid it off on time. If I paid small payments I'm charged $2.50 per payment, so I had to pay it off all at once, or be charged interest even though I had an auto payment setup.

Overall it's a great resource! Overall I like using Scratch Pay for vet bills. I have 3 pups and it can get expensive. However, I was disappointed when my request for a plan was denied, due to a slight drop in my credit score. It didn't count that I had never missed a Scratch Pay payment.

Easy appEasy app to pay with online. to pay with online. Easy app to pay with online. Rather than make several stops at the bank I was able to pay in full online.

I was in a tough spot I was in a tough spot. My dog needed emergency surgery and Scratchpay came to the rescue! The application was extremely easy and as soon as I got accepted, the veterinary hospital applied the funds! Scratchpay saved my dog's life!