There When I Needed Them The ease of making payments to my plan is the best that I've seen. The funding was needed to pay for a hospital visit for a very sick kitten. Sadly, the kitten had to be euthanized, but Scratch Pay was there to help me pay for the services rendered at the hospital.

I was in a tough spot I was in a tough spot. My dog needed emergency surgery and Scratchpay came to the rescue! The application was extremely easy and as soon as I got accepted, the veterinary hospital applied the funds! Scratchpay saved my dog's life!

Great Option if you can't afford a $3000 Bill Up Front It's really great that Scratch offers zero interest if paid off within 6 months. It gave us time to get the funds in place. Without this payment plan, I'm not sure we would still have our furry friend with us today!!

Always a nice cushion to have Always a nice cushion to have, easy to use, friendly and helpful customer service line. Used several times, minimal problems

It's a scam It's a scam, the whole experience was a scam. don't get animals unless you have thousands of dollars to spend on vet care. I had to pay it off all at once or be charged interest. The monthly payment wouldn't of paid it off on time. If I paid small payments I'm charged $2.50 per payment, so I had to pay it off all at once, or be charged interest even though I had an auto payment setup.