I was in a tough spot I was in a tough spot. My dog needed emergency surgery and Scratchpay came to the rescue! The application was extremely easy and as soon as I got accepted, the veterinary hospital applied the funds! Scratchpay saved my dog's life!

Outstanding service "I recently had to deal with an unexpected emergency when my Pug needed leg surgery during the holidays. Thankfully, my veterinarian clinic, Gruda, suggested Scratch Pay to help with the costs. Scratch Pay was incredibly helpful, and I worked with Gruda to get the funding I needed quickly and efficiently. I would highly recommend Scratch Pay to anyone who finds themselves in a similar situation. Their service is a lifesaver for pets and their owners alike. Thank you, Scratch Pay!"

Great Option if you can't afford a $3000 Bill Up Front It's really great that Scratch offers zero interest if paid off within 6 months. It gave us time to get the funds in place. Without this payment plan, I'm not sure we would still have our furry friend with us today!!

There When I Needed Them The ease of making payments to my plan is the best that I've seen. The funding was needed to pay for a hospital visit for a very sick kitten. Sadly, the kitten had to be euthanized, but Scratch Pay was there to help me pay for the services rendered at the hospital.

It's a scam It's a scam, the whole experience was a scam. don't get animals unless you have thousands of dollars to spend on vet care. I had to pay it off all at once or be charged interest. The monthly payment wouldn't of paid it off on time. If I paid small payments I'm charged $2.50 per payment, so I had to pay it off all at once, or be charged interest even though I had an auto payment setup.