I would not recommend using this… I would not recommend using this company. This is the second company that I have used and I did not have a problem with the one that I used a number of years ago. I signed the paperwork which included a payback schedule. I understand that, that could change due to negotiations can change. Well after their final negotiations, they do not send you a updated payback schedule. My final negotiation was over 3 years ago and the original payback schedule had my last payment due 1/14/24. To this date I still do not know when my final payment will end and if it will ever end. Three months of phone calls and being sent wrong information and who knows when this will end. Since they do not send you information on when your loan will ever end or even care if they send you that information. Don't sign anything that is not concrete or you could be paying for the rest of your life. So from my personal experience I can not recommend using this firm.

Always ready to help Whenever I call they are very courteous and helpful in making me feel at ease. I know they are working hard to resolve my credit issues. When I called them today 1/30/24 at 12 pm the nice person I talked to was very with answering my questions. I give Lindsey five stars for her help today.

Im just debt free today Im just debt free today ! Just got a call from Alexia C (one of the specialists) to congratulate me from my debt program with them. Its been a long journey but it ended today. So thanks so much to you guys. They walked me through the process and problems that those creditors threw at me. Whenever i got the lawsuit from creditors or summon by court, they will always be there for me to protect me. I can just sit back, relax and let them deal with all those problems. Thanks so much again to everyone in the company !!

Great experience Tien Everhart called me to give an update on how things were progressing with my case. He was extremely nice and answered all my questions. This company has saved me thousands of dollars on my debt. I am extremely happy with this company.

Be so cautious Prior to hiring I had never missed a payment, I was just being buried in interest. I hired them and they told me to stop making payments so they could leverage that to get a lower total amount due. Instead I got sued by multiple creditors, and they have now cost me 17k+ more than they originally pitched. I hope they didn't do this intentionally but they certainly failed, epically, in what they told me they could do. If you have any alternative to this road, take it. Call your credit card companies yourself and see if they can help you negotiate some path.