Be so cautious Prior to hiring I had never missed a payment, I was just being buried in interest. I hired them and they told me to stop making payments so they could leverage that to get a lower total amount due. Instead I got sued by multiple creditors, and they have now cost me 17k+ more than they originally pitched. I hope they didn't do this intentionally but they certainly failed, epically, in what they told me they could do. If you have any alternative to this road, take it. Call your credit card companies yourself and see if they can help you negotiate some path.

4-1/2 yrs later...... I am 4-1/2 yrs into the program with Century and just made my last payment, but I have called them several times asking what happens now because all my accounts aren't paid. I have been told 3 times over several months that some accounts take longer than expected and that I will probably have to make another 26 payments. OVER 2 MORE YAERS LONGER!!!???? I am beginning to wonder what they have been doing for 4.5 years with 11 accounts of mine. Usually I get a phone call when I send an email but now I'm not getting that and my program is supposed to be over right now.

This is absolutely a scam This is absolutely a scam. You sign an agreement to promise to pay them a set amount of money to resolve your debt. They sell you on this with the heads up that your credit will be negatively affected, but instead they collect more "fees" than agreed upon on the amortization schedule and don't pay your debt. You are left at the end of your program to either pay more or get handed back the debt that they agreed to resolve for you. Basically they pocketed $26K for themselves and didn't pay my debt.

Keeyona Bond Keeyona Bond provided me with excellent customer service. She was professional, knowledgeable, patient, and very sweet. She took the time to explain things twice if I didn't completely understand the first time. Thank you Keeyona!

Always ready to help Whenever I call they are very courteous and helpful in making me feel at ease. I know they are working hard to resolve my credit issues. When I called them today 1/30/24 at 12 pm the nice person I talked to was very with answering my questions. I give Lindsey five stars for her help today.