Fast and easy The entire process took less than 10 minutes to get approval and paperwork done. Easy process and didn’t have to deal with a dozen people to get approval. After job was done payment was issued instantly.

Wisetack Can't Figure Out Payments I have recently entered into a contract with wisetack to pay out an HVAC purchase. The time had come for my first payment. I ensured plenty of money was in my account, imagine my surprise when I received an email saying "UH OH, we couldn't process your payment." 24 hours again, the same email comes a second time. I call wisetack, and they tell me to wait and it will be fine. Today I received an email saying a payment is due soon. The payment amount is double my monthly payment. I assume to cover the payment I "missed." Look at my account statement, and I have been charged my monthly payment twice! Plus interest charges, plus convenience fees, and still with a double payment scheduled to draft in two weeks. I called wisetack again, and they told me i was wrong. That no payments had been made or reflected in their system. I explained to them I was literally looking at it. I was asked for screenshots and provided them. I was told I was still wrong, and they just don't know what the problem is, but they definitely know I still owe this money that I have paid them twice. I also assume they are busy trashing my credit on account of their failure. They were no help, and disinterested in my problem, nor were they able to offer any measure or plan for recourse. There are a million credit apps out there, avoid wisetack. They clearly are incapable of processing simple payments

Simple, efficient and fast financing process. It was a very simple and efficient process to finance our home improvement project. Wisetack corresponded with us throughout the entire process. Applying was easy and their response to our application was quick.

An easy process to navigate An easy process to navigate. You can see your pre approval amount and then agree to a soft credit pull. There are different interest options depending on the terms. The shorter the term the better the interest rate. I used this service when my AC went out. I had credit cards, but the interest rate on those is higher than what Wise Tack offered. I would highly recommend this as an option if you don’t have the resources to pay otherwise.

I thought the process wa very quick and… I thought the process wa very quick and the feedback from them about how the process works was very clear and understandable.