Bread Pay

156 5th Avenue, 10010, New York, United States
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4.50
Based on 20 Reviews

5

70.00%

4

20.00%

3

5.00%

2

0.00%

1

5.00%
About Bread Pay

Bread Pay (formerly Bread) is one of several products offered by Bread Financial, a leading provider of simple, personalized payment, lending and saving solutions. Bread Pay includes Installment Loans and SplitPay (buy now pay later) financing options for our retail partners to offer their customers.

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Chris Elsasser
GB

Applying for and receiving bread loans… Applying for and receiving bread loans for purchases was easy and simple. I found customer service over the phone to be very cordial and helpful. Checking my credit was done through the soft method and caused no problems for my overall credit rating. My credit rating is actually better at the moment because of the policies of companies like bread loans.

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LC
GB

Great service Great service, really easy to use, good response times when I had questions and always had secure transactions. I received emailed reminders when auto payment deductions were going to occur. I had no issues with Bread.

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Brenton Rahm
GB

Bread Rocks! Bread gave me what I have always wanted...a way to afford more expensive items by paying over time, despite my limited credit. I have a futon that is made by Furniture of America, that cost $600, and I expected that was made in America...no. Only issue I have had and that is more a merchant communication/disclosure issue than anything Bread did. They extended me substantial credit, I have improved my home and my kids have a better life as a result. Couldn't be happier. For those wondering: Bread does a really good job of being upfront about all your costs. If you pay the number of payments in the amount you agree to pay, your item will be fully paid off. The amount of interest is virtually negligible compared to other deferred payment or finance companies. I have enjoyed using Bread and checking out their expanding list of merchants. I've had nothing less than a great experience.

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John
GB

Easy Peasy Easy Peasy Bought a new computer. Set up a 6 month payment plan that was 0% APR. 6 months later the payments are all wrapped up and I didn't have any problems with the entire experience. I can't speak to the interest rates or how their customer service is when you actually need help, but my experience was all smooth sailing.

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George Ferguson
GB

I was able to finance the purchase of a… I was able to finance the purchase of a tankless waterheater for a friend who lives in the mountains and did so within just a few minutes. The 12 monthly payments were very low and at a very affordable interest rate. Bread made it possible to get my friend hotwater in her cabin, which she'd lacked for two years. Thanks 🍞 Bread. Wish you'd finance my new truck.😄

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