Bread you are the best I was hesitant to buy a product because at the time I was low on cash so when I was offered this option I just couldn't believe it ! Bread is such a good way to pay - no interest and in monthly payments what else can you ask for - I would use it again and again- thank you Bread because my product was for pain and you help me attain it with no problem.

Easy as Pie ... er ... Bread I used Bread to purchase new kitchen cabinets. The application process was easy, approval was fast and the payments were seamlessly processed each month with no further effort on my part. I would definitely use Bread again.

Easy Peasy Easy Peasy Bought a new computer. Set up a 6 month payment plan that was 0% APR. 6 months later the payments are all wrapped up and I didn't have any problems with the entire experience. I can't speak to the interest rates or how their customer service is when you actually need help, but my experience was all smooth sailing.

Easy to apply and obtain interest free… Easy to apply and obtain interest free financing for my purchase. Way better than credit card snd effortless repayment to make sure I kept yo the plan and avoid interest Absolutely recommend and will use next time I need to make a large purchase if available

Bread Rocks! Bread gave me what I have always wanted...a way to afford more expensive items by paying over time, despite my limited credit. I have a futon that is made by Furniture of America, that cost $600, and I expected that was made in America...no. Only issue I have had and that is more a merchant communication/disclosure issue than anything Bread did. They extended me substantial credit, I have improved my home and my kids have a better life as a result. Couldn't be happier. For those wondering: Bread does a really good job of being upfront about all your costs. If you pay the number of payments in the amount you agree to pay, your item will be fully paid off. The amount of interest is virtually negligible compared to other deferred payment or finance companies. I have enjoyed using Bread and checking out their expanding list of merchants. I've had nothing less than a great experience.