Easy Peasy Easy Peasy Bought a new computer. Set up a 6 month payment plan that was 0% APR. 6 months later the payments are all wrapped up and I didn't have any problems with the entire experience. I can't speak to the interest rates or how their customer service is when you actually need help, but my experience was all smooth sailing.

I am very pleased with how simple Bread… I am very pleased with how simple Bread was able to finance my new Scooter and their communication / emails reminding me of up and coming payments. It was also easy in that I was able to have the payments taken directly out of my account. Easiest financing I have every had. Thank you!

I was able to finance the purchase of a… I was able to finance the purchase of a tankless waterheater for a friend who lives in the mountains and did so within just a few minutes. The 12 monthly payments were very low and at a very affordable interest rate. Bread made it possible to get my friend hotwater in her cabin, which she'd lacked for two years. Thanks 🍞 Bread. Wish you'd finance my new truck.😄

Easy as Pie ... er ... Bread I used Bread to purchase new kitchen cabinets. The application process was easy, approval was fast and the payments were seamlessly processed each month with no further effort on my part. I would definitely use Bread again.

Fairly easy to get credit through but… Fairly easy to get credit through but if you’re gonna pay on a $1600 purchase it should be reported to the credit bureau, but they will report it to the credit bureau if you miss a payment