Bait and Switch Looked into buying some furniture, not super expensive and Bread said to apply for financing. I clicked the link and applied and I received an email stating that it I was pre-approved for up to $2,500. Great, I think, so I go back to shop. I select $1,800 in merchandise & check out. Bread immediately declines me. Ridiculous. (And by the way, I can easily pay cash for the furniture)

Will not be a returning customer. Bread has website ambiguity after purchase, high interest rates, no one to answer phones for questions, dissatisfied and will not return. Made a purchase from one of their sponsored sellers, seller sent junk, didn’t back up product even though warranty was active, paid high interest for a product that I sent to scrapyard. Better business bureau complaint filed. Seller never responded. Why a finance company would do business with such a corrupt company I will never know. Buyer beware with Bread partnership and Veloz Power Sports DBA superiorpowersports.com. Don’t get wrangled in to their web.

Bread a simple way to borrow money. Bread was very easy to setup, monitor, and pay back the money in a seamless process. Each mo the they send email reminders of the payment due date. We were able to pay off our loan a lot faster than the original terms and without any prepayment penalty for early payoff. If needed again, we will definitely use Bread and their services.

Easy as Pie ... er ... Bread I used Bread to purchase new kitchen cabinets. The application process was easy, approval was fast and the payments were seamlessly processed each month with no further effort on my part. I would definitely use Bread again.

I was able to finance the purchase of a… I was able to finance the purchase of a tankless waterheater for a friend who lives in the mountains and did so within just a few minutes. The 12 monthly payments were very low and at a very affordable interest rate. Bread made it possible to get my friend hotwater in her cabin, which she'd lacked for two years. Thanks 🍞 Bread. Wish you'd finance my new truck.😄