Easy Peasy Easy Peasy Bought a new computer. Set up a 6 month payment plan that was 0% APR. 6 months later the payments are all wrapped up and I didn't have any problems with the entire experience. I can't speak to the interest rates or how their customer service is when you actually need help, but my experience was all smooth sailing.

Great service Great service, really easy to use, good response times when I had questions and always had secure transactions. I received emailed reminders when auto payment deductions were going to occur. I had no issues with Bread.

Bread a simple way to borrow money. Bread was very easy to setup, monitor, and pay back the money in a seamless process. Each mo the they send email reminders of the payment due date. We were able to pay off our loan a lot faster than the original terms and without any prepayment penalty for early payoff. If needed again, we will definitely use Bread and their services.

Easy to apply and obtain interest free… Easy to apply and obtain interest free financing for my purchase. Way better than credit card snd effortless repayment to make sure I kept yo the plan and avoid interest Absolutely recommend and will use next time I need to make a large purchase if available

Applying for and receiving bread loans… Applying for and receiving bread loans for purchases was easy and simple. I found customer service over the phone to be very cordial and helpful. Checking my credit was done through the soft method and caused no problems for my overall credit rating. My credit rating is actually better at the moment because of the policies of companies like bread loans.