Bread Pay

156 5th Avenue, 10010, New York, United States
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4.50
Based on 20 Reviews

5

70.00%

4

20.00%

3

5.00%

2

0.00%

1

5.00%
About Bread Pay

Bread Pay (formerly Bread) is one of several products offered by Bread Financial, a leading provider of simple, personalized payment, lending and saving solutions. Bread Pay includes Installment Loans and SplitPay (buy now pay later) financing options for our retail partners to offer their customers.

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Chris Elsasser
GB

Applying for and receiving bread loans… Applying for and receiving bread loans for purchases was easy and simple. I found customer service over the phone to be very cordial and helpful. Checking my credit was done through the soft method and caused no problems for my overall credit rating. My credit rating is actually better at the moment because of the policies of companies like bread loans.

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Brenton Rahm
GB

Bread Rocks! Bread gave me what I have always wanted...a way to afford more expensive items by paying over time, despite my limited credit. I have a futon that is made by Furniture of America, that cost $600, and I expected that was made in America...no. Only issue I have had and that is more a merchant communication/disclosure issue than anything Bread did. They extended me substantial credit, I have improved my home and my kids have a better life as a result. Couldn't be happier. For those wondering: Bread does a really good job of being upfront about all your costs. If you pay the number of payments in the amount you agree to pay, your item will be fully paid off. The amount of interest is virtually negligible compared to other deferred payment or finance companies. I have enjoyed using Bread and checking out their expanding list of merchants. I've had nothing less than a great experience.

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Harry Player
GB

My Bread Experience Bread made it possible for me to finance the cost of my Trading Computer. The payment options offered were easy to understand and once my choice was made the monthly payments taken from my account were done exactly on time. I liked the way Bread sent me an early note that the payment was due soon. When I decided to pay it off early that process was very simple and done with just a few strokes on my cell phone. Just an easy company to work with!

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LMK
GB

no muss no fuss no bother. Sweet. I received the loan during the money spending season (Christmas) and knew I was going overboard. The loan came through immediately, within an hour of the request. I got a timely reminder (thank you) for the first and second payments and was able to pay off the balance with the second payment. No muss, no fuss, no bother and I am deeply appreciative.

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David M
GB

Easy to apply and obtain interest free… Easy to apply and obtain interest free financing for my purchase. Way better than credit card snd effortless repayment to make sure I kept yo the plan and avoid interest Absolutely recommend and will use next time I need to make a large purchase if available

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