Bread Rocks! Bread gave me what I have always wanted...a way to afford more expensive items by paying over time, despite my limited credit. I have a futon that is made by Furniture of America, that cost $600, and I expected that was made in America...no. Only issue I have had and that is more a merchant communication/disclosure issue than anything Bread did. They extended me substantial credit, I have improved my home and my kids have a better life as a result. Couldn't be happier. For those wondering: Bread does a really good job of being upfront about all your costs. If you pay the number of payments in the amount you agree to pay, your item will be fully paid off. The amount of interest is virtually negligible compared to other deferred payment or finance companies. I have enjoyed using Bread and checking out their expanding list of merchants. I've had nothing less than a great experience.

Great service Great service, really easy to use, good response times when I had questions and always had secure transactions. I received emailed reminders when auto payment deductions were going to occur. I had no issues with Bread.

Will not be a returning customer. Bread has website ambiguity after purchase, high interest rates, no one to answer phones for questions, dissatisfied and will not return. Made a purchase from one of their sponsored sellers, seller sent junk, didn’t back up product even though warranty was active, paid high interest for a product that I sent to scrapyard. Better business bureau complaint filed. Seller never responded. Why a finance company would do business with such a corrupt company I will never know. Buyer beware with Bread partnership and Veloz Power Sports DBA superiorpowersports.com. Don’t get wrangled in to their web.

Applying for and receiving bread loans… Applying for and receiving bread loans for purchases was easy and simple. I found customer service over the phone to be very cordial and helpful. Checking my credit was done through the soft method and caused no problems for my overall credit rating. My credit rating is actually better at the moment because of the policies of companies like bread loans.

Bread gave me an alternative for making… Bread gave me an alternative for making my purchasing. Paying over time allowed me to manage my cash flow more easily rather than paying the cash price at the time of purchase. I live on a fixed income and this alternative gave me the means to make my purchase and budget payment over time.