Easy to apply and obtain interest free… Easy to apply and obtain interest free financing for my purchase. Way better than credit card snd effortless repayment to make sure I kept yo the plan and avoid interest Absolutely recommend and will use next time I need to make a large purchase if available

Fairly easy to get credit through but… Fairly easy to get credit through but if you’re gonna pay on a $1600 purchase it should be reported to the credit bureau, but they will report it to the credit bureau if you miss a payment

My Bread Experience Bread made it possible for me to finance the cost of my Trading Computer. The payment options offered were easy to understand and once my choice was made the monthly payments taken from my account were done exactly on time. I liked the way Bread sent me an early note that the payment was due soon. When I decided to pay it off early that process was very simple and done with just a few strokes on my cell phone. Just an easy company to work with!

Bread Rocks! Bread gave me what I have always wanted...a way to afford more expensive items by paying over time, despite my limited credit. I have a futon that is made by Furniture of America, that cost $600, and I expected that was made in America...no. Only issue I have had and that is more a merchant communication/disclosure issue than anything Bread did. They extended me substantial credit, I have improved my home and my kids have a better life as a result. Couldn't be happier. For those wondering: Bread does a really good job of being upfront about all your costs. If you pay the number of payments in the amount you agree to pay, your item will be fully paid off. The amount of interest is virtually negligible compared to other deferred payment or finance companies. I have enjoyed using Bread and checking out their expanding list of merchants. I've had nothing less than a great experience.

Easy as Pie ... er ... Bread I used Bread to purchase new kitchen cabinets. The application process was easy, approval was fast and the payments were seamlessly processed each month with no further effort on my part. I would definitely use Bread again.