Bread you are the best I was hesitant to buy a product because at the time I was low on cash so when I was offered this option I just couldn't believe it ! Bread is such a good way to pay - no interest and in monthly payments what else can you ask for - I would use it again and again- thank you Bread because my product was for pain and you help me attain it with no problem.

Bread Rocks! Bread gave me what I have always wanted...a way to afford more expensive items by paying over time, despite my limited credit. I have a futon that is made by Furniture of America, that cost $600, and I expected that was made in America...no. Only issue I have had and that is more a merchant communication/disclosure issue than anything Bread did. They extended me substantial credit, I have improved my home and my kids have a better life as a result. Couldn't be happier. For those wondering: Bread does a really good job of being upfront about all your costs. If you pay the number of payments in the amount you agree to pay, your item will be fully paid off. The amount of interest is virtually negligible compared to other deferred payment or finance companies. I have enjoyed using Bread and checking out their expanding list of merchants. I've had nothing less than a great experience.

Will not be a returning customer. Bread has website ambiguity after purchase, high interest rates, no one to answer phones for questions, dissatisfied and will not return. Made a purchase from one of their sponsored sellers, seller sent junk, didn’t back up product even though warranty was active, paid high interest for a product that I sent to scrapyard. Better business bureau complaint filed. Seller never responded. Why a finance company would do business with such a corrupt company I will never know. Buyer beware with Bread partnership and Veloz Power Sports DBA superiorpowersports.com. Don’t get wrangled in to their web.

Great service Great service, really easy to use, good response times when I had questions and always had secure transactions. I received emailed reminders when auto payment deductions were going to occur. I had no issues with Bread.

Easy Peasy Easy Peasy Bought a new computer. Set up a 6 month payment plan that was 0% APR. 6 months later the payments are all wrapped up and I didn't have any problems with the entire experience. I can't speak to the interest rates or how their customer service is when you actually need help, but my experience was all smooth sailing.