Easy Peasy Easy Peasy Bought a new computer. Set up a 6 month payment plan that was 0% APR. 6 months later the payments are all wrapped up and I didn't have any problems with the entire experience. I can't speak to the interest rates or how their customer service is when you actually need help, but my experience was all smooth sailing.

My Bread Experience Bread made it possible for me to finance the cost of my Trading Computer. The payment options offered were easy to understand and once my choice was made the monthly payments taken from my account were done exactly on time. I liked the way Bread sent me an early note that the payment was due soon. When I decided to pay it off early that process was very simple and done with just a few strokes on my cell phone. Just an easy company to work with!

I was able to finance the purchase of a… I was able to finance the purchase of a tankless waterheater for a friend who lives in the mountains and did so within just a few minutes. The 12 monthly payments were very low and at a very affordable interest rate. Bread made it possible to get my friend hotwater in her cabin, which she'd lacked for two years. Thanks 🍞 Bread. Wish you'd finance my new truck.😄

Initial hiccups, but great experience! UPDATE (01/28/2023): After several months of using Bread, the experience has been great despite the initial hiccups. Would recommend to others UPDATE (11/4/2022): I was able to finally place an order, updated to three stars. Further updates to follow. OP (11/3/2022): Place an order with Nikon using Bread Pay on 10/28/2022 and was informed that the order would update within 24 hours. Called Nikon on Monday, 10/31 to check the status, and they indicated they had not received the order because they were waiting for Bread Pay to send it over as they are a 3rd party and the ordering is different. Contact both Nikon and Bread Pay today, 11/3 and still no order, however a lot of finger pointing between the two companies as to who is responsible for the order. Bread Pay ended up cancelling the order and as a result, I missed out on a sale and had to use a different payment method. If this is the way they operate, I'm sure they're missing out on customers. Neither company addressed the issue, nor did they seem to care either. Take your business elsewhere!

Bread you are the best I was hesitant to buy a product because at the time I was low on cash so when I was offered this option I just couldn't believe it ! Bread is such a good way to pay - no interest and in monthly payments what else can you ask for - I would use it again and again- thank you Bread because my product was for pain and you help me attain it with no problem.