Will not be a returning customer. Bread has website ambiguity after purchase, high interest rates, no one to answer phones for questions, dissatisfied and will not return. Made a purchase from one of their sponsored sellers, seller sent junk, didn’t back up product even though warranty was active, paid high interest for a product that I sent to scrapyard. Better business bureau complaint filed. Seller never responded. Why a finance company would do business with such a corrupt company I will never know. Buyer beware with Bread partnership and Veloz Power Sports DBA superiorpowersports.com. Don’t get wrangled in to their web.

Fairly easy to get credit through but… Fairly easy to get credit through but if you’re gonna pay on a $1600 purchase it should be reported to the credit bureau, but they will report it to the credit bureau if you miss a payment

Bread a simple way to borrow money. Bread was very easy to setup, monitor, and pay back the money in a seamless process. Each mo the they send email reminders of the payment due date. We were able to pay off our loan a lot faster than the original terms and without any prepayment penalty for early payoff. If needed again, we will definitely use Bread and their services.

Easy as Pie ... er ... Bread I used Bread to purchase new kitchen cabinets. The application process was easy, approval was fast and the payments were seamlessly processed each month with no further effort on my part. I would definitely use Bread again.

Bread Rocks! Bread gave me what I have always wanted...a way to afford more expensive items by paying over time, despite my limited credit. I have a futon that is made by Furniture of America, that cost $600, and I expected that was made in America...no. Only issue I have had and that is more a merchant communication/disclosure issue than anything Bread did. They extended me substantial credit, I have improved my home and my kids have a better life as a result. Couldn't be happier. For those wondering: Bread does a really good job of being upfront about all your costs. If you pay the number of payments in the amount you agree to pay, your item will be fully paid off. The amount of interest is virtually negligible compared to other deferred payment or finance companies. I have enjoyed using Bread and checking out their expanding list of merchants. I've had nothing less than a great experience.