Step

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4.40
Based on 20 Reviews

5

85.00%

4

0.00%

3

0.00%

2

0.00%

1

15.00%
About Step

Step is a financial technology company based in Palo Alto, California. Step's mission is to improve the financial literacy of the next generation by giving Gen Z the tools to start making smart money decisions early on. Step was founded in 2018 by financial industry veterans CJ MacDonald and Alexey Kalinichenko. Step offers a Visa Card with no monthly fees or minimums that helps teens build a positive credit history while teaching them how to save and spend smarter. Parents can manage their teen's Step Account, all while having peace of mind that their kids' accounts are secure and protected against fraud. In the Step App, teens can set savings goals, track their spending and budget for big purchases.

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Maureen D
GB

The STEP program is an excellent Teacher! The STEP program has been an excellent tool in helping us to teach our daughter about financial responsibility, and to prepare her for the "real" world after graduation. With the STEP card, she has been able to have her paycheck from her part-time job directly deposited into her account. It gives her a greater sense of autonomy now that she doesn't have to come to us for money and can pull out her STEP card. It's her money and her choices at her disposal. She is excited now about saving money and watching her savings balance grow. And she is far more responsible in what she spends her money on. The STEP program has made a huge difference in her life, and in ours!

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Gabriel Zanoni
GB

Step is the best Step has been the best banking experience I’ve ever had, I’ve never experienced any bugs or issues with the card or transaction. It has helped me to significantly grow my credit from nothing to really good healthy credit with perfect credit history.

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Vincent Wong
GB

Needed help with moving funds I needed help with moving funds between my child’s Save and Spend account. I initially thought the interface was not intuitive enough to handle the task because it was not as direct using my previous methods. I waited to the next day to chat with a live person, and she was able to quickly help us accomplish what we wanted to do. From this experience, I realized the interface is actually more intuitive than I thought, and there are live persons available to chat with during normal business hours. This app interface has been great for the family!

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Joy Taylor
GB

Worst Customer Service EVER!! I sincerely wish I could have continued with giving no stars or negative stars but it doesn't let you. The customer service of this "company" is by far the worst I've ever experienced in my life. You can't reach an actual person for anything in the world. They can make videos on how to get a refund from a merchant however if you need a refund from Step forget about it. I have literally been trying to reach someone for over 7 hrs now. Visa tells you to call the bank, the bank says call Visa but for some reason you can't call STEP. I'm starting to think it is a shell company or a scam. WHAT IS THE NUMBER TO TALK TO A PERSON AT STEP?? NOT VISA NOT EVOLVE BUT STEP? WHAT IS YOUR CUSTOMER SERVICE PHONE NUMBER? Horrible Horrible or non existent CS. I have NEVER taken the time to write a review for anyone ever, good or bad. However this is the worst experience of my life so I decided to try and warn ppl as I wish someone would have warned me.

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Aarush Lanjharia
GB

Definitely 5 stars Definitely 5 stars. Amazon and Step are the 2 companies whose customer service never lets you down. My job accidentally issued me a check instead of a direct deposit and since check deposit is still being rolled out on step, I didn’t have that feature yet. After talking to step support and them getting back end approvals, they easily helped me out and gave me access to check deposits! Very helpful and well trained staff! Shoutout to Cody for helping me out!

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