Step

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4.40
Based on 20 Reviews

5

85.00%

4

0.00%

3

0.00%

2

0.00%

1

15.00%
About Step

Step is a financial technology company based in Palo Alto, California. Step's mission is to improve the financial literacy of the next generation by giving Gen Z the tools to start making smart money decisions early on. Step was founded in 2018 by financial industry veterans CJ MacDonald and Alexey Kalinichenko. Step offers a Visa Card with no monthly fees or minimums that helps teens build a positive credit history while teaching them how to save and spend smarter. Parents can manage their teen's Step Account, all while having peace of mind that their kids' accounts are secure and protected against fraud. In the Step App, teens can set savings goals, track their spending and budget for big purchases.

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Nicole L
GB

I got locked out of my son’s account… I got locked out of my son’s account and step was so helpful so that I can get back in! Brad was amazing and the process super easy!!! My son and I are super pleased with step as a way to help him learn about responsibilities, having a card, and the team is very helpful! Thank you Brad!

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Deb Jonas
GB

GRAMMA looking to grow I am a low tech GRAMMA looking for a way to 'grow' my relationship with teenage grandkids beyond sending things on Amazon, they may not want, and gift cards limiting them to 'where' to eat & shop. They're teenagers, they're busy living their lives. Now, thanks to STEP I've got a 'virtual' shopping date with my 13 year old granddaughter, I sponsor, when she gets her STEP card!

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Maureen D
GB

The STEP program is an excellent Teacher! The STEP program has been an excellent tool in helping us to teach our daughter about financial responsibility, and to prepare her for the "real" world after graduation. With the STEP card, she has been able to have her paycheck from her part-time job directly deposited into her account. It gives her a greater sense of autonomy now that she doesn't have to come to us for money and can pull out her STEP card. It's her money and her choices at her disposal. She is excited now about saving money and watching her savings balance grow. And she is far more responsible in what she spends her money on. The STEP program has made a huge difference in her life, and in ours!

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Cody Carey
GB

definitely recommend this app I've been using this app for the past 3-4 years. The app is incredibly easy to navigate and understand, and almost every question you need answered is right in the FAQ section. And if there happens to be any questions I have that are unanswered, customer service assists me beautifully. Transferring money between accounts, sponsors, and friends hasn't been a hassle in my experience. Buying physical products has honestly been stress-free as well, considering you don't need to enter a PIN number whenever buying something, so you're practically in and out. Definitely recommend to anyone who is just starting out on their financial journey, or parent's who want to start their kids out with little to no issue.

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Gabriel Zanoni
GB

Step is the best Step has been the best banking experience I’ve ever had, I’ve never experienced any bugs or issues with the card or transaction. It has helped me to significantly grow my credit from nothing to really good healthy credit with perfect credit history.

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