The Worst Bank Lender -Do Not Use them! May clients went to this bank to pull money out of their house to pay off loans. This was THE WORST experience with a team and underwriting process. I know this as I was on all the emails. They do acquisitions of houses , flips and I can tell you the underwriting process was horrible. They would constantly not open all the attachments requesting them again, cause over 14 business days of delays in closing the loan. This is a small loan 230k against value of home of 900+K and fico over 750. Ridiculous, the broker kept making excuses and pointing figures at the time it takes to upload the documents and then have underwriting review them stating "your not the only loan they are working on". The underwriter would come back with nit picky requests like I have NEVER SEEN. HORRIBLE horrible and will never use them again. At the last min they stuck my client with points because the broker screwed up and was not able to keep the loan as a no prepay penalty. So they had to pay for points to pay off this loan which they clearly stated at the beginning of the process was a kill item for them. DO NOT USE this company. And their rates are not competitive. They were so in and up against a lending deadline they had we just could not move the loan so we had to finish with this horrible bank lenders.

What a great experience! we had with… What a great experience we had with Magnolia Bank. Dan Mason, Greg Encarnacion and the entire team at Magnolia made refinancing a breeze. I highly recommend them, they are great to work with, truly professional!

Dan and his people are one of the best… Dan and his people are one of the best I have delt with they help me all the way about my loan and helped me resolve any and every issue. Well let any one that I know or ask me do I know a mortgage or loan to speak with him. Great doing business with you and your company 👏 👍.

Great Experience “Making a move from California to North Carolina creates its own brand of stress, but Dan and his team made this transition experience very pleasant. Dan navigated me through all phases of the process well beyond what I would have expected from my mortgage broker. We would highly recommend Dan if you need mortgage advice as their service is exceptional. We can’t thank you enough for all you’ve done for us. Thank You again!!”

The best out there! I have used Dan and Magnolia Bank a few times now and I can honestly say they are the best out there! His team guided me through everything and was quick to respond to any questions I had. I will not hesitate to use them in the future!