When ? The entire system is pretty user friendly and having the option of a loan is phenomenal and so helpful. The lack of being able to ask for a offer or know when you may receive one is so frustrating. I’ve received multiple offers in the last 4 years more so recently due to major increase in sales which in turn has doubled my offer amounts BUT at random times. I’m currently waiting and feel lost as to when to expect it.

I am extremely disappointed in my… I am extremely disappointed in my service from square. I was told before starting processing with square and moving from my previous provider that square loans would be available as long as the minimum 10,000 pounds was taken in 12 months. My business takes alot more than this and i have now been told that " at this time, your business is not eligible for a loan offer. We are unable to extend an offer because your business is not eligible for the minimum loan amount that we can provide to your business entity type" i am absolutely disgusted with this as it was never mentioned at the off set. Take your business else where everyone

Square loans are AMAZING! Square loans are AMAZING!! They pop up that you qualify for x amount and you simply apply and they direct deposit it to your account! It’s so easy to pay back too. You don’t need to “make” payments as a little bit just comes out of every transaction. I love the ease of all of it!! It’s so helpful to have a little extra cash for business expenses sometimes!

What I love Most about the Square… What I love Most about the Square Loans? They are Easy, require simple, honest ways for re-paying. And Every Loan I get, they continue to grow my small business in many ways, always. I encourage all small business owners that use Square to take advantage of their loan offers & loan products. I know I always will because as my business continues to grow so will my loan needs. They're the only one I deal with. This is a great company with great products, great customer service & I couldn't have done so many of the things I needed to do without their help.

payback exorbitant I’m happy to have the option of using a Square loans when I need them but I just wanted to put this feed back out there - today I made $400 total (250 & 150 payments) in Square sales and they took out their portion and my take home was 309!!! The payback ratio is way too high!! Ugh!! I can not wait to have this loan paid off. They are like loan sharks. Easy money… terrible payback terms. You find yourself further in the hole.